{UTF-8}
normal loan size=
	1
	~	dollar/person
	~		|

needed knowledge=
	f(size of loan/normal loan size)
	~	knowledge/person
	~		|

f(
	[(0,0)-(2000,10)],(0,2),(50,2),(100,2.5),(200,3),(500,5),(700,7),(900,8.5),(1000,9),\
		(1500,9.8),(2000,10))
	~	knowledge/person
	~		|

normal loaned for educ=
	100000
	~	dollar
	~		|

effect of spending on knowledge= WITH LOOKUP (
	capital loaned for education/normal loaned for educ,
		([(0,0)-(1500,1)],(0,0),(5,0.1),(10,0.15),(200,0.5),(500,0.7),(1000,0.8),(1500,0.85\
		) ))
	~	Dmnl
	~		|

effect of spending on standard of living= WITH LOOKUP (
	capital loaned for improving std of living/normal loan for std,
		([(0,0)-(2000,6)],(0,0),(5,1.5),(10,1.6),(200,1.7),(500,2),(1000,4),(1500,5),(2000,\
		5.5) ))
	~	Dmnl
	~		|

average social capital= WITH LOOKUP (
	group size/group size norm,
		([(1,0)-(16,1)],(1,0),(2,0.2),(3,0.4),(4,0.6),(5,0.8),(6,0.9),(8,0.95),(10,0.98),(12\
		,0.99),(14,1),(16,1) ))
	~	Dmnl
	~		|

group size norm=
	1
	~	person
	~		|

normal loan for std=
	100000
	~	dollar
	~		|

standard of living=
	total eff on std of living/(1+total eff on std of living)
	~	Dmnl
	~		|

number of clients=
	(capital loaned for education+capital loaned for generating income+capital loaned for improving std of living\
		)/size of loan
	~	person
	~		|

group size=
	5
	~	person
	~		|

cooperation effect=
	threat effect
	~	Dmnl
	~		|

change in odds=
	odds frac change*change in odds frac
	~	odds/Year
	~		|

effect of ave social capital= WITH LOOKUP (
	average social capital,
		([(0,0)-(1,2)],(0,0.05),(0.1,0.1),(0.2,0.2),(0.3,0.3),(0.4,0.5),(0.5,0.7),(0.6,1.2)\
		,(0.7,1.6),(0.8,1.85),(0.9,1.95),(1,2) ))
	~	Dmnl
	~		|

odds frac change=
	cooperation effect on odds*effect of standard living*knowledge effect*effect of ave social capital
	~	Dmnl
	~		|

probability of successful investment=
	economic cap effect*Odds ratio/(1+Odds ratio)
	~	Dmnl
	~		|

A1=
	0.25
	~	Dmnl
	~		|

income loan interest=
	capital loaned for generating income*interest rate for income loan
	~	dollar/Year
	~		|

interest rate for educ=
	0.025
	~	1/Year
	~		|

invested capital=
	A1*Capital
	~	dollar
	~		|

Capital= INTEG (
	investment income+net profit-general cost,
		1.6e+007)
	~	dollar
	~		|

capital loaned for education=
	A4*Capital
	~	dollar
	~		|

net profit=
	total interest-total depreciation
	~	dollar/Year
	~		|

capital loaned for improving std of living=
	A3*Capital
	~	dollar
	~		|

education loan interest=
	capital loaned for education*interest rate for educ
	~	dollar/Year
	~		|

total interest=
	income loan interest*probability of successful investment+education loan interest+std of living loan interest
	~	dollar/Year
	~		|

std of living loan interest=
	capital loaned for improving std of living*interest rate for std
	~	dollar/Year
	~		|

dep norm=
	0.5
	~	1/Year
	~		|

interest rate for invested cap=
	0.2
	~	1/Year
	~		|

total depreciation=
	capital loaned for generating income*(1-probability of successful investment)*dep norm
	~	dollar/Year
	~		|

investment income=
	interest rate for invested cap*invested capital
	~	dollar/Year
	~		|

interest rate for std=
	0.04
	~	1/Year
	~		|

general cost=
	general cost per client*number of clients
	~	dollar/Year
	~		|

A3=
	0.025
	~	Dmnl
	~		|

A4=
	0.025
	~	Dmnl
	~		|

knowledge effect= WITH LOOKUP (
	knowledge adequacy,
		([(0,0)-(5,2)],(0,0),(0.2,0.005),(0.4,0.1),(0.6,0.3),(0.8,0.7),(0.9,0.95),(1,1.1),(\
		1.5,1.6),(2,1.8),(3,1.95),(4,1.98),(5,2) ))
	~	Dmnl
	~		|

economic cap effect= WITH LOOKUP (
	economic cap adequacy,
		([(0,0)-(2,1)],(0,0),(0.2,0.5),(0.4,0.7),(0.6,0.85),(0.8,0.95),(1,1),(1.5,1),(2,1) \
		))
	~	Dmnl
	~		|

Economic capacity=
	1e+006
	~	person
	~		|

ch in knowledge=
	effect of spending on knowledge*ch in knowledge frac
	~	knowledge/Year/person
	~		|

ch in knowledge frac=
	0.2
	~	knowledge/Year/person
	~		|

ch in std eff frac=
	0.5
	~	change in std of living/Year
	~		|

knowledge= INTEG (
	ch in knowledge,
		2)
	~	knowledge/person
	~		|

change in std eff=
	ch in std eff frac*effect of spending on standard of living*spending in the family
	~	change in std of living/Year
	~		|

economic cap adequacy=
	Economic capacity/number of clients
	~	Dmnl
	~		|

effect of standard living= WITH LOOKUP (
	standard of living,
		([(0,0)-(1,2)],(0,0),(0.1,0.05),(0.2,0.2),(0.3,0.4),(0.4,0.6),(0.5,0.8),(0.6,1.2),(\
		0.7,1.6),(0.8,1.85),(0.9,1.95),(1,2
		) ))
	~	Dmnl
	~		|

total eff on std of living= INTEG (
	change in std eff,
		0.4)
	~	change in std of living
	~		|

knowledge adequacy=
	knowledge/needed knowledge
	~	Dmnl
	~		|

spending in the family= WITH LOOKUP (
	probability of successful investment,
		([(0,0)-(1,2)],(0,0.2),(0.1,0.2),(0.2,0.25),(0.3,0.3),(0.4,0.45),(0.5,0.6),(0.6,0.85\
		),(0.7,1.1),(0.8,1.3),(0.9,1.45),(1,1.5) ))
	~	Dmnl
	~		|

A2=
	0.65
	~	Dmnl
	~		|

general cost per client=
	10
	~	dollar/(Year*person)
	~		|

capital loaned for generating income=
	A2*Capital
	~	dollar
	~		|

change in odds frac=
	1
	~	odds/Year
	~		|

interest rate for income loan=
	0.1
	~	1/Year
	~		|

cooperation effect on odds= WITH LOOKUP (
	cooperation effect,
		([(0,0)-(1,2)],(0,0),(0.1,0.2),(0.2,0.4),(0.3,0.7),(0.4,1),(0.5,1.4),(0.6,1.6),(0.7\
		,1.8),(0.8,1.9),(0.9,1.95),(1,2) ))
	~	Dmnl
	~		|

Odds ratio= INTEG (
	change in odds,
		1.5)
	~	odds
	~		|

perceived threat=
	SMOOTHI(threat to others, repayment time*4 , 0.6 )
	~	Dmnl
	~		|

repayment time=
	0.019
	~	Year
	~	1/52weeks
	|

size of loan=
	100
	~	dollar/person
	~		|

threat effect= WITH LOOKUP (
	perceived threat,
		([(0,0)-(1,1)],(0,0.5),(0.1,0.6),(0.2,0.7),(0.3,0.8),(0.4,0.85),(0.5,0.9),(0.59633,\
		0.94),(0.69419,0.97),(0.798165,0.99),(0.9,1),(1,1) ))
	~	Dmnl
	~		|

threat to others= WITH LOOKUP (
	probability of successful investment,
		([(0,0)-(1,1)],(0,1),(0.1,0.98),(0.2,0.95),(0.3,0.9),(0.4,0.85),(0.5,0.7),(0.6,0.55\
		),(0.7,0.4),(0.8,0.2),(0.9,0.05),(1,0) ))
	~	Dmnl
	~		|

********************************************************
	.Control
********************************************************~
		Simulation Control Parameters
	|

FINAL TIME  = 2020
	~	Year
	~	The final time for the simulation.
	|

INITIAL TIME  = 1985
	~	Year
	~	The initial time for the simulation.
	|

SAVEPER  = 
        TIME STEP
	~	Year [0,?]
	~	The frequency with which output is stored.
	|

TIME STEP  = 0.125
	~	Year [0,?]
	~	The time step for the simulation.
	|

\\\---/// Sketch information - do not modify anything except names
V300  Do not put anything below this section - it will be ignored
*View 1
$192-192-192,0,Times New Roman|12||0-0-0|0-0-0|0-0-255|-1--1--1|-1--1--1|96,96,5,0
10,1,Capital,1114,201,51,31,3,131,0,0,0,0,0,0
12,2,48,1106,336,10,8,0,3,0,0,-1,0,0,0
1,3,5,1,4,0,0,22,0,0,0,-1--1--1,,1|(1106,254)|
1,4,5,2,100,0,0,22,0,0,0,-1--1--1,,1|(1106,308)|
11,5,48,1106,282,8,6,33,3,0,0,4,0,0,0
10,6,net profit,1139,282,25,16,40,131,0,0,-1,0,0,0
10,7,capital loaned for generating income,1311,233,54,27,8,131,0,0,0,0,0,0
10,8,number of clients,1320,123,47,19,8,131,0,0,0,0,0,0
10,9,total interest,1145,464,28,17,8,131,0,0,0,0,0,0
10,10,total depreciation,1154,339,49,16,8,131,0,0,0,0,0,0
1,11,1,7,1,0,0,0,0,64,0,-1--1--1,,1|(1197,198)|
1,12,7,8,1,0,0,0,0,64,0,-1--1--1,,1|(1335,168)|
1,13,9,5,1,0,0,0,0,64,0,-1--1--1,,1|(1120,406)|
1,14,10,5,1,0,0,0,0,64,0,-1--1--1,,1|(1133,319)|
1,15,7,10,1,0,0,0,0,64,0,-1--1--1,,1|(1240,355)|
10,16,A2,1358,184,12,11,8,3,0,0,0,0,0,0
1,17,16,7,0,0,0,0,0,64,0,-1--1--1,,1|(1347,195)|
10,18,size of loan,609,687,29,17,8,131,0,0,0,0,0,0
10,19,interest rate for income loan,1388,387,48,19,8,131,0,0,0,0,0,0
10,20,probability of successful investment,1273,590,54,54,2,131,0,0,0,0,0,0
1,21,20,10,1,0,0,0,0,64,0,-1--1--1,,1|(1172,436)|
10,22,general cost per client,1199,42,45,18,8,131,0,0,0,0,0,0
1,23,20,9,1,0,0,0,0,64,0,-1--1--1,,1|(1166,506)|
10,24,threat to others,1138,608,40,18,8,131,0,0,0,0,0,0
10,25,perceived threat,1062,694,46,17,8,131,0,0,0,0,0,0
10,26,threat effect,1062,787,32,18,8,131,0,0,0,0,0,0
10,27,cooperation effect,1156,868,50,19,8,131,0,0,0,0,0,0
10,28,cooperation effect on odds,1293,869,46,24,8,131,0,0,0,0,0,0
10,29,Odds ratio,1368,666,40,20,3,3,0,0,0,0,0,0
12,30,48,1489,673,10,8,0,3,0,0,-1,0,0,0
1,31,33,29,4,0,0,22,0,0,0,-1--1--1,,1|(1431,672)|
1,32,33,30,100,0,0,22,0,0,0,-1--1--1,,1|(1473,672)|
11,33,48,1461,672,6,8,34,3,0,0,1,0,0,0
10,34,change in odds,1461,696,41,16,40,131,0,0,-1,0,0,0
1,35,20,24,1,0,0,0,0,64,0,-1--1--1,,1|(1180,585)|
1,36,24,25,1,0,0,0,0,64,0,-1--1--1,,1|(1088,635)|
1,37,25,26,1,0,0,0,0,64,0,-1--1--1,,1|(1042,739)|
1,38,26,27,1,0,0,0,0,64,0,-1--1--1,,1|(1099,828)|
1,39,27,28,1,0,0,0,0,64,0,-1--1--1,,1|(1232,881)|
10,40,change in odds frac,1393,716,38,17,8,131,0,0,0,0,0,0
1,41,40,34,1,0,0,0,0,64,0,-1--1--1,,1|(1439,714)|
10,42,repayment time,1010,643,38,17,8,131,0,0,0,0,0,0
1,43,42,25,0,0,0,0,0,64,0,-1--1--1,,1|(1030,663)|
10,44,spending in the family,1022,572,47,19,8,3,0,0,0,0,0,0
1,45,20,44,1,0,0,0,0,64,0,-1--1--1,,1|(1116,548)|
10,46,standard of living,953,880,39,17,8,131,0,0,0,0,0,0
10,47,effect of standard living,1193,944,56,19,8,3,0,0,0,0,0,0
12,48,0,1200,692,41,41,5,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
cooperation
12,49,0,952,747,32,32,5,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
Gender effect
10,50,capital loaned for improving std of living,961,310,69,19,8,131,0,0,0,0,0,0
10,51,effect of spending on standard of living,850,520,66,19,8,3,0,0,0,0,0,0
1,52,50,51,1,0,0,0,0,64,0,-1--1--1,,1|(890,407)|
10,53,A3,956,253,12,11,8,3,0,0,0,0,0,0
1,54,53,50,1,0,0,0,0,64,0,-1--1--1,,1|(950,279)|
10,55,total eff on std of living,845,710,40,20,3,3,0,0,0,0,0,0
12,56,48,843,616,10,8,0,3,0,0,-1,0,0,0
1,57,59,55,4,0,0,22,0,0,0,-1--1--1,,1|(843,671)|
1,58,59,56,100,0,0,22,0,0,0,-1--1--1,,1|(843,632)|
11,59,48,843,647,8,6,33,3,0,0,4,0,0,0
10,60,change in std eff,886,647,35,28,40,131,0,0,-1,0,0,0
1,61,44,60,1,0,0,0,0,64,0,-1--1--1,,1|(937,588)|
1,62,51,59,1,0,0,0,0,64,0,-1--1--1,,1|(833,604)|
1,63,55,46,1,0,0,0,0,64,0,-1--1--1,,1|(877,815)|
10,64,ch in std eff frac,874,583,34,22,8,131,0,0,0,0,0,0
1,65,64,60,0,0,0,0,0,64,0,-1--1--1,,1|(878,605)|
1,66,46,47,1,0,0,0,0,64,0,-1--1--1,,1|(1048,925)|
10,67,capital loaned for education,815,245,55,19,8,3,0,0,0,0,0,0
10,68,knowledge,623,613,40,20,3,3,0,0,0,0,0,0
10,69,knowledge adequacy,707,802,35,19,8,3,0,0,0,0,0,0
10,70,knowledge effect,1040,998,52,14,8,131,0,0,0,0,0,0
1,71,68,69,1,0,0,0,0,64,0,-1--1--1,,1|(641,677)|
1,72,69,70,1,0,0,0,0,64,0,-1--1--1,,1|(806,904)|
10,73,effect of spending on knowledge,662,448,66,19,8,3,0,0,0,0,0,0
1,74,67,73,1,0,0,0,0,64,0,-1--1--1,,1|(730,288)|
12,75,48,625,531,10,8,0,3,0,0,-1,0,0,0
1,76,78,68,4,0,0,22,0,0,0,-1--1--1,,1|(626,574)|
1,77,78,75,100,0,0,22,0,0,0,-1--1--1,,1|(626,541)|
11,78,48,626,549,8,6,33,3,0,0,4,0,0,0
10,79,ch in knowledge,676,549,42,16,40,131,0,0,-1,0,0,0
10,80,A4,826,196,12,11,8,3,0,0,0,0,0,0
1,81,80,67,0,0,0,0,0,64,0,-1--1--1,,1|(823,209)|
10,82,ch in knowledge frac,688,498,50,17,8,131,0,0,0,0,0,0
1,83,82,79,0,0,0,0,0,64,0,-1--1--1,,1|(683,517)|
1,84,73,78,1,0,0,0,0,64,0,-1--1--1,,1|(633,503)|
10,85,size of loan,1433,135,45,11,8,2,0,3,-1,0,0,0,128-128-128,0-0-0,|12||128-128-128
10,86,needed knowledge,631,752,48,16,8,131,0,0,0,0,0,0
1,87,86,69,1,0,0,0,0,64,0,-1--1--1,,1|(669,789)|
12,88,0,969,520,40,40,5,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
Standard of living
12,89,0,729,672,52,52,5,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
Knowledge effect
12,90,0,1226,278,45,45,4,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
depreciation
10,91,Economic capacity,1530,265,53,22,8,131,0,0,0,0,0,0
10,92,economic cap adequacy,1458,216,45,19,8,3,0,0,0,0,0,0
10,93,economic cap effect,1470,488,45,19,8,3,0,0,0,0,0,0
1,94,8,92,1,0,45,0,2,64,0,-1--1--1,|12||0-0-0,1|(1412,162)|
1,95,91,92,0,0,0,0,0,64,0,-1--1--1,,1|(1497,242)|
1,96,92,93,1,0,0,0,0,64,0,-1--1--1,,1|(1496,402)|
12,97,0,1355,476,42,42,4,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
Economic capacity
1,98,18,86,0,0,0,0,0,64,0,-1--1--1,,1|(617,713)|
1,99,85,8,0,0,0,0,0,64,0,-1--1--1,,1|(1384,130)|
12,100,48,1089,56,10,8,0,3,0,0,-1,0,0,0
1,101,103,1,4,0,0,22,0,0,0,-1--1--1,,1|(1090,129)|
1,102,103,100,100,0,0,22,0,0,0,-1--1--1,,1|(1090,70)|
11,103,48,1090,83,8,6,33,3,0,0,2,0,0,0
10,104,investment income,1038,83,44,19,40,131,0,0,-1,0,0,0
10,105,invested capital,937,151,43,17,8,131,0,0,0,0,0,0
1,106,1,50,1,0,0,0,0,64,0,-1--1--1,,1|(1022,236)|
1,107,1,67,1,0,0,0,0,64,0,-1--1--1,,1|(983,202)|
1,108,1,105,1,0,0,0,0,64,0,-1--1--1,,1|(1011,190)|
1,109,105,104,1,0,0,0,0,64,0,-1--1--1,,1|(956,75)|
10,110,interest rate for invested cap,989,39,48,19,8,3,0,0,0,0,0,0
1,111,110,104,0,0,0,0,0,64,0,-1--1--1,,1|(1008,56)|
12,112,48,1136,56,10,8,0,3,0,0,-1,0,0,0
1,113,115,112,4,0,0,22,0,0,0,-1--1--1,,1|(1138,84)|
1,114,115,1,100,0,0,22,0,0,0,-1--1--1,,1|(1138,143)|
11,115,48,1138,110,8,6,33,3,0,0,4,0,0,0
10,116,general cost,1181,110,35,19,40,131,0,0,-1,0,0,0
1,117,8,116,1,0,0,0,0,64,0,-1--1--1,,1|(1262,81)|
10,118,A1,903,120,12,11,8,3,0,0,0,0,0,0
1,119,118,105,0,0,0,0,0,64,0,-1--1--1,,1|(912,126)|
10,120,income loan interest,1282,437,39,19,8,3,0,0,0,0,0,0
10,121,std of living loan interest,1025,418,49,23,8,131,0,0,0,0,0,0
10,122,education loan interest,841,423,46,19,8,3,0,0,0,0,0,0
1,123,50,121,1,0,0,0,0,64,0,-1--1--1,,1|(963,368)|
1,124,121,9,1,0,0,0,0,64,0,-1--1--1,,1|(1065,451)|
1,125,67,122,1,0,0,0,0,64,0,-1--1--1,,1|(799,372)|
1,126,122,9,1,0,0,0,0,64,0,-1--1--1,,1|(940,470)|
1,127,7,120,1,0,0,0,0,64,0,-1--1--1,,1|(1341,352)|
1,128,120,9,1,0,0,0,0,64,0,-1--1--1,,1|(1212,461)|
1,129,19,120,0,0,0,0,0,64,0,-1--1--1,,1|(1340,409)|
10,130,interest rate for educ,751,359,38,18,8,131,0,0,0,0,0,0
10,131,interest rate for std,938,402,39,18,8,131,0,0,0,0,0,0
1,132,130,122,0,0,0,0,0,64,0,-1--1--1,,1|(789,386)|
1,133,131,121,0,0,0,0,0,64,0,-1--1--1,,1|(969,407)|
1,134,22,116,0,0,0,0,0,64,0,-1--1--1,,1|(1192,68)|
10,135,dep norm,1180,381,26,16,8,131,0,0,0,0,0,0
1,136,135,10,0,0,0,0,0,64,0,-1--1--1,,1|(1171,365)|
1,137,93,20,1,0,0,0,0,64,0,-1--1--1,,1|(1403,548)|
1,138,29,20,1,0,0,0,0,64,0,-1--1--1,,1|(1314,624)|
10,139,odds frac change,1448,762,38,19,8,131,0,0,0,0,0,0
1,140,28,139,1,0,0,0,0,64,0,-1--1--1,,1|(1385,828)|
1,141,139,34,0,0,0,0,0,64,0,-1--1--1,,1|(1452,734)|
1,142,47,139,1,0,0,0,0,64,0,-1--1--1,,1|(1344,887)|
1,143,70,139,1,0,0,0,0,64,0,-1--1--1,,1|(1280,979)|
12,144,0,1019,137,33,33,4,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-160-0
investing
12,145,0,1248,141,20,20,5,4,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-128-0
cost
12,146,0,841,313,41,41,5,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-160-0
education loan
12,147,0,1052,357,32,32,5,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-160-0
housing loan
12,148,0,1279,382,31,31,4,132,0,2,-1,0,0,0,0-0-0,0-0-0,|12||255-160-0
income loan
10,149,group size,1139,776,33,11,8,131,0,0,0,0,0,0
10,150,average social capital,1223,816,45,19,8,131,0,0,0,0,0,0
1,151,149,150,0,0,0,0,0,64,0,-1--1--1,,1|(1166,788)|
10,152,effect of ave social capital,1346,797,52,23,8,131,0,0,0,0,0,0
1,153,150,152,0,0,0,0,0,64,0,-1--1--1,,1|(1274,808)|
1,154,152,139,0,0,0,0,0,64,0,-1--1--1,,1|(1397,780)|
10,155,capital loaned for education,1438,101,60,19,8,2,0,3,-1,0,0,0,128-128-128,0-0-0,|12||128-128-128
10,156,capital loaned for improving std of living,1355,58,74,19,8,2,0,3,-1,0,0,0,128-128-128,0-0-0,|12||128-128-128
1,157,155,8,0,0,0,0,0,64,0,-1--1--1,,1|(1379,111)|
1,158,156,8,0,0,0,0,0,64,0,-1--1--1,,1|(1340,84)|
10,159,normal loaned for educ,612,386,48,17,8,131,0,0,0,0,0,0
1,160,159,73,0,0,0,0,0,64,0,-1--1--1,,1|(631,410)|
10,161,normal loan for std,800,472,43,18,8,131,0,0,0,0,0,0
1,162,161,51,0,0,0,0,0,64,0,-1--1--1,,1|(818,490)|
10,163,group size norm,1212,765,39,18,8,131,0,0,0,0,0,0
1,164,163,150,0,0,0,0,0,64,0,-1--1--1,,1|(1215,783)|
10,165,f,551,763,4,11,8,3,0,0,0,0,0,0
1,166,165,86,0,0,0,0,0,64,0,-1--1--1,,1|(562,761)|
10,167,normal loan size,569,723,37,19,8,131,0,0,0,0,0,0
1,168,167,86,0,0,0,0,0,64,0,-1--1--1,,1|(594,735)|
\\\---/// Sketch information - do not modify anything except names
V300  Do not put anything below this section - it will be ignored
*View 2
$192-192-192,0,Times New Roman|12||0-0-0|0-0-0|0-0-255|-1--1--1|-1--1--1|96,96,5,0
12,1,0,193,160,51,16,8,4,0,26,-1,0,0,0,0-0-0,0-0-0,|20|BU|64-160-98
Scenario
12,2,8061384,198,212,80,20,3,252,0,0,0,0,0,0
A1,0,0.5,0.0125
12,3,6619716,195,298,80,20,3,124,0,0,0,0,0,0
A2,0,0.9,0.0325
12,4,9044632,196,392,80,20,3,124,0,0,0,0,0,0
A3,0,0.4,0.02
12,5,7864894,193,493,80,20,3,124,0,0,0,0,0,0
A4,0,0.4,0.02
12,6,0,204,255,55,11,8,4,0,0,-1,0,0,0
(invested portion)
12,7,0,196,344,69,15,8,132,0,0,-1,0,0,0
(Income loan portion)
12,8,0,200,438,75,16,8,132,0,0,-1,0,0,0
(Housing loan portion)
12,9,0,197,541,76,15,8,132,0,0,-1,0,0,0
(Education loan portion)
12,10,0,487,158,37,16,8,4,0,26,-1,0,0,0,0-0-0,0-0-0,|20|BU|64-160-98
Policy
12,11,3932716,485,212,80,20,3,124,0,0,0,0,0,0
size of loan,20,1000,4.8
12,12,3408468,485,288,80,20,3,124,0,0,0,0,0,0
group size,1,10,0.24
12,13,4850292,487,525,80,20,3,124,0,0,0,0,0,0
interest rate for educ,0,0.5,0.02
12,14,7275494,485,367,80,20,3,124,0,0,0,0,0,0
interest rate for income loan,0,0.5,0.02
12,15,6030306,483,449,80,20,3,124,0,0,0,0,0,0
interest rate for invested cap,0,1,0.01
12,16,37684144,852,578,190,142,3,188,0,0,1,0,0,0
Capital_of_Grameen
12,17,13108150,1243,575,185,142,3,188,0,0,1,0,0,0
Probability_of_successfu
12,18,6292394,485,605,80,20,3,124,0,0,0,0,0,0
interest rate for std,0,0.5,0.02
12,19,5505754,1019,233,273,170,3,188,0,0,1,0,0,0
Average_Knowledge_&_Stan
12,20,5571278,486,682,80,20,3,124,0,0,0,0,0,0
repayment time,0.019,1,0.02
12,21,0,355,69,175,42,8,132,0,31,-1,0,0,0,255-0-0,192-255-192,|30|BU|255-0-0
Microfinanc Model
///---\\\
:GRAPH Capital_of_Grameen
:TITLE Capital of Grameen
:SCALE
:VAR Capital
:LINE-WIDTH 3

:GRAPH Probability_of_successfu
:TITLE Probability of successful investment
:SCALE
:VAR probability of successful investment
:LINE-WIDTH 3

:GRAPH Average_Knowledge_&_Stan
:TITLE Average Knowledge & Standard of living of Clients
:SCALE
:VAR standard of living
:LINE-WIDTH 3
:SCALE
:VAR knowledge
:LINE-WIDTH 3
:L<%^E!@
1:base.vdf
9:base
22:$,Dollar,Dollars,$s
22:Hour,Hours
22:Month,Months
22:Person,People,Persons
22:Unit,Units
22:Week,Weeks
22:Year,Years
22:Day,Days
23:0
15:0,0,0,0,0,0
19:5,1
27:0,
34:0,
4:Time
5:#SMOOTHI(threattoothers,repaymenttime*4,0.6)#
24:1985
25:2020
26:2020