The State Employee, 1945 January

JANUARY

I945

VOL.14 © NOI.
One Association -
One Program

| WATCH YOUR ARMY WIN THROUGH UNITY AND LOYALTY
WATCH YOUR NAVY WIN THROUGH UNITY AND LOYALTY
WATCH YOUR NATION WIN THROUGH UNITY AND LOYALTY

THE WHOLE WORLD IS SEEKING UNITY AND LOYALTY AS THE TRUE
INGREDIENTS OF PROGRESS

State workers can gain satisfactory economic and social standards only through unity in and
loyalty to their own Association.

State Employees now have the largest and best organized workers’ association of State Em-
ployees anywhere in the United States.

Clear thinking on the part of State Employees will indicate that they should not divide their
strength nor sacrifice the progress in unity which they have achieved.

Division of loyalties is quickly noted by the people, and by the Executive, Legislative and Ad-
ministrative heads and weakens the influence and respect thus far gained —do not be misled into
disunity !

DO NOT ENDANGER YOUR PROGRAM BY DIVISION OR DISCORD
THESE THINGS ARE WORTH FIGHTING FOR TOGETHER:

Better State service . . . an adequate cost of living adjustment . . . revision upward of basic salary
scales . . . promotion opportunities . . . liberalization of retirement system .. . independence of
classification and salary boards and respect for employee appeals . . . like pay for like work . . .
observation of maximum eight-hour 4~ fair sick leave and vacation periods uniformly ap-
plied throughout the State. . . ary adjustments for civilian employees in prisons and
other groups . . . extension of ¢ classification to jobs at top and to non-statutory groups
. tight to eat and live where « respect for Todd Law as to women's status . . . per
annum salaries for Armory and of). . . . unemployment insurance . . . time and one-
half for overtime —
And the other improvements conte lutions approved by the Association at Annual Meet-
ing October 17, 1944.
ONLY UNITY At ALTY CAN WIN THESE THINGS
ONE ASSOCI, NO DIVISION OF STRENGTH
THE ASSOCIA 3 THE STATE EMPLOYEE js published
| STATE CIVIL SERVI OYEES Wee Olde, "Dobe babies
I = tion office, 2 Norton. Street, Albany,
| OF THE STATE OF N x, INC. otis, Born, 186 State "apie A
HEADQUARTERS, STATE CA ANY, N. Y. 2 Bntered as, Secgnd-liae ‘matler,

934, at the Post Office at AL
Y., under the Act of March 3,

Organized in 1910 — Present memt 10 (the largest all- Letters to the, Editor, contrib:

abel fos tems, applications for. rem

State employee organization in the tes) —Located at | terships and. application. for. advertising

fs D k rates should be sent to Executive Head-

| seat of State Government — Dues + year —less than quarters, Room 156, State Capitol, Al-
ee tanya

 reont a doy.

Tl e

a

State Employee

Vol. 14, Number 1

JANUARY, 1945

10 Cents a Copy

Experts of the Association are en-
gaged in doing everything possible
to gather accurate detailed data cov-
ering cost of living changes. It seems
certain that any decision of the Gov-
ernor and the Legislature will be
based upon cold facts. It has always
been the policy of the Association to
use such facts in appealing for their
program. Chapter officers and rep-
resentatives and members generally
will find in the following statements
and tables a clear-cut picture of
what has happened to prices as re-
ported by the most authoritative
sources available. These figures and
statements cannot be refuted. Every
citizen will attest to their truth from
actual experience in the market
place—and most citizens will feel
that they are too low.

The Bureau of Labor Statistics
Index (B.L.S.) has come through a
series of searching investigations and
criticisms by several different com-
mittees of competent technicians,
with practically complete agreement
that it provides an “acceptable ap-
proximation to recent changes in the
cost of living for urban workers,”
reflecting changes in the retail prices
of a constant market basket of goods
and services.

Mr. William H. Davis, reporting
as Chairman of the President’s Cost
of Living Committee, accepts an up-
ward correction (p. 10)* of 1.5 per-
centage points in the rent index (.30
Percentage points in the overall cost
of living figure) recommended by a
technical subcommittee appointed by
himself and consisting of Dr. Wesley
C. Mitchell, Dr. Simon N. Kuznets
and Dr. Margaret C. Reid. He also
accepts the following corrections in
the overall index due to the tempo-

January

rary disadvantage of the buyer in a
seller’s market es 15)!:

Quality deterioration—1.46 to 2.69
percentage points.

Disappearance of cheaper con-
sumption items (trading-up)—.06 to
-11 percentage points.

Decline in special sales—.44 per-
centage points.

Increase in under-reporting of
prices actually charged—.24 to .48
percentage points.

These allowances, plus the allow-
ance for under-reporting of rents,
add up to 2.50 to 4.02 percentage
points. A further allowance of one-
half of one point is accepted to cover
the possibility that prices have risen
faster in small cities not covered by
the B.L.S. index than in large cities
(p. 16)*.

‘The report concludes that “The
final figure for the overall increase
in the cost of living from January,
1941, to September, 1944; would thus
be found to be 29 to 30 per cent”
(p. 19)*, (approximately 25.5%
found by dividing the B.L.S. index
for September, 1944, 126.5 by the
index for January, 1941, 100.7 plus
3 to 4 percentage points for hidden
increases in a seller's market and
one-half percentage point if the in-
dex is to be used to represent changes
in the cost of living of urban work-
ers in small as well as large cities).
On this basis the index for large
cities for September, 1944 (average
1935-39 —= 100), would read 129.9 or
130.7 instead of 126.5.

‘Fhe question as to whether the
B.LS. index provides an “acceptable
approximation to recent changes in
the cost of living” for employees of
the State of New York can be an-
swered only by determining whether

ABYSBULA

to All!

Fair Emergency Pay

the budget accepted by BLS, as
representative for wage earners and
lower-salaried workers in large cities
and used in compiling the index is
representative for State employees.
The budget used is a typical stan-
dard workingman’s annual family
budget of goods and services based
upon a careful study, made in the
years 1934 to 1936, of what was ac-
tually bought by about 15,000 such
families living in the principal large
cities of the country (p. 7), The
average income for the group of
families in the survey was $1,524.00
at the time the survey was made
(p. 25).

It would seem reasonable to as-
sume that for State employees who
were earning approximately’ $1,524
in the years 1934-36, the B.L.S. in-
dex would be acceptable. It is gen-
erally conceded that for families in
the very low income groups, the rise
in the cost of living is greater than
the B.L.S. index figures would indi-
cate. There are two basic reasons
for this:

(1) Food and clothing costs repre-
sent a greater part of the low paid
worker's budget than they do of the
high paid worker’s budget, and food
and clothing prices have risen con-
siderably more than the average for
all items.

(2) Lower paid workers tend to
buy lower priced items. It is the
very low priced items that have been
most frequently eliminated from the
market, and even for the lower
priced items that remain in the mar-
‘ket the percentage increase in cost
has been greater than in higher
priced items. The pricing of con-
sumer goods by B.LS. tends to be

(Continued on page 26)

Salary Adjustment Bill

We print herewith a draft of a proposed bill for an
automatic cost of living adjustment for State employees.
This proposed bill is now before the legislative and ex-
ecutive committees of the Association for consideration.
This bill, if adopted, would result under present condi-
tions in a 25% increase above basic pay scales as of
April 1, 1945 for all receiving up to $2,000 per annum,
with a flat increase of $500 for all receiving more than
$2,000 per annum.

AN ACT TO PROVIDE FOR TEMPORARY SAL-
ARY ADJUSTMENTS FOR EMPLOYEES OF
THE STATE BASED UPON CHANGES IN
THE COST OF LIVING AND MAKING AN
APPROPRIATION THEREFOR.

The People of the State of New York, represented in
Senate and Assembly, do enact as follows:

Section 1. Definitions. As used in this act:

(a) “Employee” shall mean an officer or employee
of the State of New York in the classified or unclassified
civil service or in the service of any public authority,
public benefit corporation, board or commission of the

- State of New -York.

(b) “Cost of living” shall mean the cost of living
shown by the index established and maintained by the
commissioner of commerce pursuant to this act.

(c). “Pre-war cost of living” shall mean the average
cost of living in the State of New York for the years
nineteen hundred thirty-five to nineteen hundred thirty-
nine, inclusive, which cost shall be referred to and
designated as one hundred per centum in the cost of
living index established pursuant to this act.

(d). “Normal compensation” shall mean the annual,
monthly, weekly, daily or hourly salary or wages, in.
cluding additional compensation in lieu of maintenance,
received from time to time by an employee, excluding
maintenance or the value of such maintenance and the
amount of any cost of living salary adjustment made
pursuant to the provisions of this act.

(e) “Commissioner” shall mean the commissioner of
the department of commerce.

§ 2. Powers and duties. The commissioner of com-
merce shall establish and maintain for public inspection
an index which shall show the monthly increases and
decreases in the cost of living in the State of New York
from and after the first day of January, nineteen hundred
forty, expressed in terms of percentage changes in the
pre-war cost of living. The commissioner shall be ac-
corded the assistance and the use of the facilities of the
division of the budget and other State departments, in-
cluding the services of the employees thereof, and it
shall be the duty of all such employees to render such as-
sistance and to make available such facilities as may be
required. Such index shall be based upon and be simi-
lar in form to the cost of living indices currently prepared
by the bureau of labor statistics of the United States de-
partment of labor and the National Industrial Confer-
ence Board, Incorporated, and any other cost of living
indices deemed-by the commissioner to be reliable and
appropriate. In establishing and maintaining such index,

the commissioner shall give due consideration to the
emergency factors recognized by the War Labor Board
as increasing the cost of living above the amounts shown.
by the aforesaid indices.

§ 3. Salary adjustments. The rate of compensation
of employees shall be periodically adjusted, to conform
with changes in the cost of living as follows:

(a) Commencing on April first, nineteen hundred
forty-five, the compensation of each employee shall be
increased by twenty-five per centum of that portion of
his normal compensation which does not exceed the
rate of two thousand dollars per annum.

(b) Whenever the cost of living shall rise thirty
per centum above the pre-war cost of living, the com-
missioner shall forthwith certify that fact to the gov-
ernor and, three months after such certification, the
rate of compensation of employees shall be increased by
five per centum in addition to the amount of the in-
crease provided in paragraph (a) of this section, making
a total increase of thirty per centum. Like certifications
and like salary adjustments shall be made wherever
there is a further rise of five per centum above the pre-
war cost of living.

(c) Whenever, after one or more salary adjustments
have been made pursuant to paragraph (b) of this sec-
tion, the cost of living declines one or more points be-
low the point last certified to the Governor pursuant to

‘such paragraph, the commissioner shall forthwith cer-

tify that fact to the Governor and, three months after
such certification, the rate of compensation of employees
shall be reduced by the amount of the last previous sal-
ary increase made pursuant to paragraph (b) of this
section. Like certifications and like reductions in the
rate of compensation shall be made whenever the cost
of living declines one or more points below a point pre-

viously certified to the Governor pursuant to paragraph
(b) of this section.

(d) An increase or reduction in compensation made
pursuant to this act shall be known as a cost of living
salary adjustment and shall become due and payable or
effective three months after the date of the certification
made by the commissioner pursuant to paragraphs (b)
or (c) of this section provided. Copies of such certificate
shall forthwith be filed by the commissioner with the
chairman of the senate finance committee, the chairman
of the assembly ways and means committee, the director
of the budget, the State comptroller and with each de-
partment, public authority, public benefit corporation,
board and commission of the State.

(e) No such/salary adjustment shall be construed to
constitute a protnotion, demotion or increment and the
civil service stafus of an employee shall be determined
without regard to any such salary adjustment. Such
salary adjustments shall, however, be included in com-
puting retirement contributions. No such salary adjust-
ment shall serve to increase any compensation which a
public employee may receive pursuant to section two
hundred forty-five of the military law,

(Continued on page 22)

The State Employee
“Career Law Must Stand

‘The resolution adopted by the
delegates to the Annual Meeting of
the Association in October, con-
demning the changes in the Feld-
Hamilton Law proposed by Director
of the Budget, Jolin E. Burton, re-
ferred to the Report of the Associa-
tion’s Executive Committee as out-
lining the reasons for opposing the
plan. The Report was printed in full
on page 193 of the November issue
of the “State Employee.”

This Report also set forth certain
amendments to the Feld-Hamilton
Law which the Association will pro-
pose to the 1945 Legislature, as fol-
lows:

1.A new schedule for non-statu-
tory (N.S.) positions which
have never been covered by the

Feld-Hamilton Law.

.A provision that the rates for
positions in skilled trades shall
be substantially equivalent to
the prevailing rate of wages es-
tablished by the Labor Depart-
ment.

3.An amendment to give the
Budget Director and the Salary
Board authority to increase ba-
sic salary rates for any given
title by a fixed percentage to
meet emergency conditions.
This would enable the Budget
Director to meet the “fluctuat-
ing recruiting conditions” to
which he’ referred in his state-
ment relative to the fixing of
salaries, and would enable the
State to pay such temporary or
emergency rates as might be
necessary to obtain and retain
employees in extraordinary cir-
cumstances, iy

An amendment to provide at
least a $1,200 minimum for full-
time positions, At present such
a minimum is being recognized,
but on a temporary basis.

In addition to the above, repeal of
the three low grades added to Prison
Safety service by the 1944 Legisla-
ture, because of their effect on the
salaries of the employees at Danne-
mora and Matteawan, was urged in
a special resolution,

The letter of State Senator Sey-
mour Halpern of Queens County,
Chairman of the Senate Civil Service
Committee, and well known to the

2

nae

January

employees of Creédmore and other
State hospitals as a champion of
adequate salaries and good working
conditions, written to Director Bur-
ton in September last, is quoted here
as indicating the feeling of this prog-
ressive legislator as to the funda-
mental soundness of the Feld-Ham-

ilton Law. Also, it points to the

of Senator Halpern as outlined in
his letter to Mr. Burton, which fol-
lows:

“Dear Mr. Burton:

“The investigation of Creedmoor
State Hospital and the resultant
probe of the State’s Mental Hygiene
Department revealed some startling
and unbelievable facts, as you know,

LAURENS M. HAMILTON, the brilliant young statesman, who fathered
the State employees’ career service law—the most progressive pay plan
ever adopted in any public or private jurisdiction.

fairness of the request of employees
for greater reward for the vital ser-
vice§ they render to society in their
day to day work in caring for the
mentally ill in State hospitals.
Chapter members will be discus-
sing in their meetings the question
of revision of civil service statutes in
order to bring about the good em-
ployment practices which all feel
should be a part of State policy, and
it is well that they note the attitude

The Creedmoor Probe

“I am proud of the role I played
in instigating the clean-up. I was
pleased with Governor Dewey's im-
mediate and decisive action when I
brought to his attention the intoler-
able conditions I witnessed during
my probe of the hospital. The More-
land Commission conducted an ex-
cellent investigation. The State en-
tered upon a new era of enlightened

5

"treatment in the Mental Hygiene
field.

“A new commissioner of mental
hygiene was appointed—an expert
in hospital administration. Creed-
moor got a new chief in the person
of Dr. Harry A. LaBurt—an experi-
enced, understanding, able adminis-
trator.

“Creedmoor prospered under this
new setup. Morale improved. The
whole atmosphere became clean and
refreshing. The new broom was ac-
complishing its job.

Equally Serious Problem

“But now, another serious prob-
lem faces the hospital, and all men-
tal hygiene institutions in the State,
one which should be met intelligent-
ly and quickly.

“T refer to the recent appeals of
the employees for new salary alloca-
tions. Certain classifications of work-
ers were granted increases, others
were not. I trust that you will exert
every possible consideration to the
requests of these employees, so that
they can realize their increases as
quickly as possible.

“T have talked to numbers of these

employees; seen how they live, how ©

they have fallen into debt, how many
of them are tempted to leave the
State’s service. And we both know
of the manpower drainage caused
by the war emergency.

Should Be Helped Now

“Employees in the institutions
have been sacrificing and extending
themselves in the extreme in caring
for patients.

“These employees should be
helped. They need help as quickly
as possible.

“One. cannot overemphasize how
much all the institutional employees
need these salary adjustments, The
result of a liberal policy in this re-
spect will pay dividends in service
and in the improvement of morale.

“As I see it, the appeals do not
seem unreasonable, Their request for
increases aren’t even up to the level
of the wartime rise in living costs.

No Feld-Hamilton Changes

“This is a matter involving the
normal application of the Feld-Ham-
ilton Law.

“T have carefully perused your pro-
posed changes in that law. I feel that
in the main the operations of Feld-
Hamilton have been smooth. The
law came about only after the most
thorough and lengthy consideration

* of all factors. Employees of the State

like the law. And even if, in some
of its aspects, it could be made a
little less rigid, I still feel there is
much to be gained by leaving the
measure untouched. On the other
hand, any tampering with the act

SENATOR SEYMOUR HALPERN,

re-elected by large vote in Creedmore

State Hospital District, Queens Coun-

ty. Senator Halpern is a champion of

the Feld-Hamilton Career Law and of

good working conditions in’ State
Service.

would cause confusion, and possible
dissatisfaction. I should like to de-
lay action on any proposed changes
until 1946, which time it would un-
doubtedly take to digest thoroughly
the complexities of the situation to
material satisfaction, Let the pro-
posals be discussed by the employees

and their representatives, It may)

well be that conferences between you
and them will develop ways of im4
proving the situation which will be
acceptable to you and to them.

“I write you only because I degp-
ly feel the urgency of both these
problems—the necessity of affirma-
tive action on salary, and the neces-
sity of delaying action on changing
the Feld-Hamilton law.

“Please feel free to call upon me
if I can be of aid.”

~ Buying War Bonds —

Throughout the various war bond
drives, many State employees have
the satisfaction of knowing that they
are aiding the Nation to carry on its
war activities by consistent buying
of war bonds through the payroll de-
duction plan. The Association has at
hand a communication indicating
that as the cost of the war mounts,
corresponding increases in bond sub-
scriptions have been noted, As an
example, the schedule below shows
that sales in 1944 have nearly
doubled those of 1942.

War Bond Sales to Employees
1942 1943 1944"
$2,631,200 $4,251,000. $4,600,000

* Estimated figure

A bond booth, for the sale of
bonds and stamps to employees and
the general public, located on the
main floor of the State Office Build-
ing, is also manned exclusively by
employees of the Department of Au-
dit and Control.

In addition, State employees have
cooperated fully by buying extra
bonds during the various war loan
drives. A series of twenty-three ral-
lies was held in the Sixth Drive, at
which time the various groups were
shown motion pictures of the war
and were addressed by speakers fur-
nished by the Albany War Finance
Committee. As a result of these ral-
lies, nearly $60,000 in bonds were
pledged.

The cooperation of the War Coun-
cil and the Department of Health,
who supplied films and operators, is
appreciated.

Comptroller Frank C. Moore has
expressed appreciation of the efforts
put forth by the State employees,
William L. Pfeiffer, State Chairman
of the New York State’ Payroll De-
duction Plan, has given splendid im-

petus to the plan by untiring efforts
on behalf of its success.

Red Cross Everywhere

In every overseas theater of war,
American Red Cross personnel will
help American servicemen and ser-
vicewomen celebrate Christmas in
true American fashion. Red Cross
clubs, rest houses and hospital recrea-
tion halls will be gay with parties,
dances and carol songs, All the
sights’ and sounds and smells of
Christmas will be there.

(Continued on page 19)

The State Employee
Some seventeen outstanding civic
groups of the State including the
League of Women’s Voters, the New
York State Teachers Association,
and the Civil Service Reform Asso-
ciation have joined together to bring
to the attention of the 1945 Legis-
lature and the people generally the
injustice to veterans and civilians
alike in the Hampton-Devaney bill
passed last year to give unlimited
preference to veterans of all wars in
original appointment to and promo-
tion in, competitive positions in New
York State civil service.

This is a constitutional proposal
and therefore must be submitted to
the 1945 Legislature and if passed
by that body it will then be submit-
ted to the people for referendum at
the election in November, 1945. Ob-
viously, the bill of last year could
not have been studied in all its as-
pects by the Legislature or it would
not have been approved. The Asso-
ciation, however, did point out the
certain dangers to the merit system
inherent in any such action, Now,
the thousands of parents of youth
now in school, women who work,
wives and relatives of veterans,
workers everywhere on farms and in
industries devoted to war produc-
tion, realize that any such broad
preference to veterans would be un-
fair to the veterans as it would be
destructive of the great value of the
merit system to good government
and to the wholesome principle of
selecting employees of the people
after competitive tests open to all
citizens on an equal basis.

The Association and the many
civic groups recognize that’ some
preference in recognition of the un-
usual service of those who sacrifice
in war for their country is desired by
many and could be possible without
great detriment to public service.
They have proposed for the consider-
ation of legislators and the public
generally that a ten point credit to
disabled yeterans and a five point
credit for all other veterans be added
to the earned qualifying ratings in
examinations for original appoint-
ment. This would replace the wholly
objectionable features of the Hamp-
ton-Devaney bill. This would give
a substantial preference for compe-
tent citizens competing for public

January

Fair Veterans’ Preference

service, It would be in original ap-
pointment only, and would not
therefore destroy initiative and in-
centive for non-veterans as to making
the public service a career service.

This whole matter of unlimited
preference was thoroughly consi-
dered when the emotions common
to wartime were not present as they
are today—in the 1938 State Consti-
tutional Convention. At that time
a proposal for unlimited veterans
preference was defeated. It was op-
posed by the leading statesmen who
were members of that Convention.
The late Governor Smith was one
of the opponents of the proposal.
Governor Smith knew from long
State service the importance of the
competive system.

Another opponent was Adrian
Burke, a member of the Convention
from New York City. Mr. Burke's
address in opposition to the amend-
ment was so masterly that it swayed
many of the delegates to a realiza-
tion of the dangers of class favor-
itism and the gross unfairness of the
plan to many groups of citizens. We
quote part of Mr. Burke’s speech,
taken from the record of the Con-
vention:

“I speak as the brother of two dis-
abled veterans. The veterans’ prefer-
ence absolutely destroys the entire in-
tent and purpose of the present con-
stitutional amendment on civil ser-
vice. No delegate in this hall dare
stand up and state to me that the
words ‘merit’ and ‘preference’ are not
mutually exclusive terms. You can-
not have a merit system and have a
preference system. We cannot allow
this to stand. Do you mean to tell
me that the World War widow
whose husband was killed in action
wants the veterans of this State to
insist on a preference against her
children? Do you mean to tell me
that the Gold Star mother who lists
her son in the World War wants the
veterans of this State to insist on a
preference against her other sons?
Do you mean to tell me that the
parents of the men who fought in
the World War wish one son to have
preference over another son? Do
you mean to tell me that it is in
the best interest of the people of this
State, with 600,000 youths between
the ages of 16 and 25 unemployed,

that they should be foreclosed from
the civil service of this State? .....

Do not tell me that there will only
be a handful. Remember, gentle-
men, that on every list there are but
few who are appointed before that
list expires. And that means that
if 100 people take an examination
and four veterans pass that examina-
tion, they immediately go to the top
of the list.

I want the veterans to be given
every consideration, but to carry this
principle to its logical conclusion, we
should start a veteran in a campaign
with 10,000 votes. Why should not
they have a preference as an elected
official or an appointed official? Why
raid the civil service?”

The New York Herald Tribune
in an editorial printed on December
2, 1944, calls the Hampton-Devaney
proposal “A Bad Veterans’ Prefer-
ence Bill.” Their statement is a clear-
cut indictment of the measure and
together with the position taken by
the many civic groups mentioned,
bears out the justice and also the
importance of the Association’s po-
sition in asking that the merit sys-
tem be saved from destruction and
used to its full capacity for the up-
building of efficiency of State gov-
ernment. The Tribune's editorial
follows:

A Bad Veterans’ Preference Bill

“The aim of plans for special bene-
fits to veterans is to make sure that
justice is done or, at the very least,
that returned soldiers suffer no dis-
advantage as a result of war service.
But in the making of such plans
bona-fide sentiment demanding jus-
tice is ever subject to the inflationary
pressure of false but politically useful
sentiment,

“The effect of this pressure is ex-
emplified in the Hampton-Devany
proposal for a constitutional amend-
ment, which was passed by the 1944
Legislature and which, if it is passed
again in 1945, will be submitted to
the voters next fall. The bill would
give absolute preference in civil ser-
vice appointments and promotions
to veterans who merely pass the ex-
aminations. It would give it to the
disabled for life, to others for five
years after the war. If a service is
to be cut veterans must be retained

(Continued on page 23)

VPN EMS

Retirement Liberalization

State employees realize that together with full main-
tenance of te merit system and the need for approval
by the Governor and Legislature of adequate pay scales
and cost of living adjustments, they desire most that
their State Retirement System shall guarantee to them
the social security in old age and when disability comes
which a sound, progressive plan should provide. They
have long been eeprcal of their ability to subsist dur-
ing the years when age brings greater costs for the main-
tenance of health, under the present plan. The plan
works well for the high paid employees who contribute
for many years on the basis of high salaries. The amount
available to the low paid State worker—and actually
such workers constitute about seventy-five per cent of
all State workers—on retirement at the age of 60 or
after thirty-five years of service is pathetically low under
present contributions by the State. The plan was adopted
in 1921, 23 years ago. The Federal Retirement System
has distanced it in benefits for low paid workers. Other

stems have also added liberal features since that time
that are not a part of our State system.

Up to this time, the Association’s Retirement Liberal-
ization Committee has not secured any agreement on
the part of the State Comptroller to urge the recom-
mendations of the Committee in connection with the
recodification of the Retirement Law which he is now

reparing.. Any revisions must, of course, be approved
by the Legislature and the Governor, and it is impor-
tant that members of the Association inform their rep-
resentatives in the Senate and Assembly that they wish
them to join in vigorous action to assure that the State
Retirement System is liberalized as recommended by our
Committee. The Report of the Committee was printed
in part in the November issue of “The State Employee.”
The balance of the report follows:

(3) Under the provisions of Section 61 (3) an em-
ployee whose service is terminated after twenty
years of State service, through no fault of his
own, becomes entitled to receive an annuity de-
termined on the basis of the member's own con-
tributions and the contributions of the State
itself. It is understood that this provision is
being interpreted somewhat liberally so that it
may in actual practice meam that there is a
guaranteed annuity after twenty years of ser-
vice. The cost under the proposed bill as com-
pared with the cost of a guaranteed annuity after
twenty years would be insignificant.

(4) The amendment would make it possible for a
discontinuing member to secure a much more
favorable annuity rate in the Retirement Sys-
tem than could be purchased from a regular
life insurance company. “Our tests show that
even on the basis of rates for new entrants since
June 30, 1943, a greater income of at least 40%
could be obtained through the Retirement Sys-
tem as compared with life insurance companies.
This advantage arises principally from the fact
that the mortality is naturally heavier on a group
of annuitants who are compelled to accept an

annuity upon retirement as compared with in-
dividual annuitants who deal with insurance

companies.

(5) At the present time life insurance companies in
New York have a very substantial volume of
group annuity contracts outstanding, purchased
by employers for the benefit of employees. The
Metropolitan Life, which holds reserves of over
$525,000,000 for its Group Annuity Branch ad-
vised the Insurance Department some time ago
that all employer contracts vested the employer's
contributions after service by the employee of
ten years or more. This is substantiated by pen-
sion booklets supplied through the Prudential
and which are attached. In that connection ref-
erence is made to page 3, paragraph 5, of Mr.
Mills’ letter of July 7, 1944, previously men-
tioned. Table 26 of the recent pamphlet “Trends
in Company Pension. Plans,” prepared by the
National Industrial Conference Board, 247 Park
Avenue, New York City, shows that approxi-
mately three-fourths of 200 large employers vest
the employer contributions after 15 years of ser-
vice. It will be noted that this table includes
trust fund plans handled by the employer and
independent of any insurance company. En-
lightened employers in private industries are
more and more accepting the idea that a pen-
sion is something which is earned annually and
which the employee under certain safeguards
should be entitled to take with him upon resig-
nation rather than a reward for continuance of
service with the employer until retirement.

(6) The examiners of the Insurance Department in
their last report on examination of the State Em-
ployees’ Retirement System recommended that
the law be changed to vest the share of the pen-
sion purchased by the State with an employee
who has served fifteen or twenty years and who
later withdrew from State service.

Section 7 of the United States Civil Service Re-

tirement Act provides for a separation benefit

after five years of service along similar lines such
as the above. In the event of involuntary separa-
tion the Act provides that the employee may
elect to receive a retirement allowance to com-
mence immediately, equal to the annuity pur-
chased by the employee’s contributions at his
then attained age plus the actuarial equivalent

of the pension provided at age 62.

PRIVILEGE OF EMPLOYEES TO MAKE
ADDITIONAL CONTRIBUTIONS

Additional contributions by employees were permit-
ted up to July/1, 1939, but have since been prohibited
by Section 58(1), presumably because it was felt that
the employees were using the system as a savings ac-
count in order to obtain 4 per cent interest. Since then
the interest sate has been fixed by the Comptroller from
time to time. The prohibition arose more by reason of
the abuse of the privilege than any conclusion that the
system was not a proper depository for additional con-

(7

The State Employee
. tributions. Actually the privilege of additional contri-
butions still exists through the right of each employee
to contribute on the basis of retirement at 55. Accord-
ing to the information leaflet published by the Comp-
troller the following illustrates what the normal and in-
creased contributions (as a proportion of salary) would
be for a male in the clerical and administrative group
entering on or before June 30, 1943:

| Ageat  ForRetirement For Retirement

Entry at55 at 60 Difference
20 9.44%, 4.29%, 5.15%,
25 957 437 5.20
30 9.86 453 5.33
35 10.38 4.80 5.58
40 11.12 5.17 5.95

The same privilege of extra contributions exists for
old members but because the contributions must pro-
duce the same retirement allowance at 55 as if the
member worked to 60 the cost is prohibitive in most
cases. The Committee feels that the objective of en-
abling employees to obtain a more adequate retirement
allowance is worthy and that the above should not be
the sole basis for determining extra contributions and
that certain flexibility should be permitted. After all,
the System is adequately protected by reason of the pro-
vision that the rate of interest may be fixed by the Comp-
troller. The only question might be as to how to ac-
complish this objective with a minimum of accounting
cost. The Committee feels that reasonable rules could
be prepared along such lines. To illustrate, a member
might be allowed:

(a) To pay an increased regular contribution of 1%

of salary or any multiple thereof; or

(b) To make single payments from time to time

of $25 or any multiple thereof.

A limitation as to the maximum contributions which
could be paid by any member in any year would be
necessary. Such a privilege would be particularly im-
fortant during the post-war period when the war effort
no longer requires salary deductions for war savings
bonds. There is somewhat of a precendent for the
above in the right of members to make additional con-
tributions under Section 10 of the United States Civil
Service Retirement Act and in Section B3-15.0 of Ad-
ministrative Code of City of New York relating to City
Employees Retirement System. The privilege of making
additional contributions should be considered with the
recommendation of the Committee for Optional Retire-
ment at 55—members pay share of extra cost.

OPTIONAL RETIREMENT AFTER 35 YEARS

At the present time the normal retirement age is 60.
However, in the New York State Teachers Retirement
System, New York City Employees Retirement System
and Board of Education Retirement Systems, the privi-
lege exists of retirement after 35 years of service. This
gives recognition to the fact that employees after such
a long period, particularly female employees, may find
it necessary or desirable to retire, Naturally the benefit
would affect only employees entering State service prior
to age 25. It is conservatively estimated that the addi-
tion to the normal.contribution of the State would be
less than 15/100 of per cent of payroll or about $120,
000 and actually might only be one-half of this amount,

January

(Members Share in Extra Cost)

Over and beyond the benefits in the present Retire-
ment Law and the preceding recommendations of the
Committee, there has been a very insistent demand by
State employees for the privilege of optional retirement
after twenty-five years and with the employee paying a
share of the extra cost. This demand in most part Ee
come from Institutional employees. It is pointed out
in their behalf that they are subject to long hours and
adverse working conditions which makes employment
in institutions far less attractive than in other fields and
explains to some extent why the State has not been able
to retain this class of employees. It has not been pos-
sible at this time to make any studies of the additional
cost to the State if such a privilege were granted. It is
believed that this demand should be carefully considered
from the viewpoint of the better stability of employment
which should result,

The following table illustrates the approximate con-
tributions (as a proportion of salary) for Optional Re-
tirement after 25 years with a retirement allowance of
1/50 of final average salary times the number of years
of service.

Clerical and Administrative Class—Male
(Entering prior to June 30, 1943)
Percentage Salary Deductions for

Entry Age Optional Retirement After 25 Years
20 19.61%
25 15.99
30 12.48

The above figures assume that the employee pays the
entire additional cost involved from date of entry. If
the State shared in the additional cost, the deductions
would be only a little more than 50% of the amounts
shown above, depending upon the percentage of contri-
bution made by the State. Different scales of rates would
apply to employees with prior service and such rates
might be very high depending upon the number of
years remaining to complete 25 years of service.

REDUCTION IN THE INTEREST RATE
CHARGED ON LOANS OF MEMBERS

At the present time the Retirement Law requires an
interest rate of 6% to be charged on loans to members.
In the 1942 report on examination of the System by ex-
aminers of the Insurance Department it was recom-
mended that relief be granted to members who found it
necessary to borrow through a reduction in the rate to
5%. It was pointed out that since 1933 the Federal Goy-
ernment has taken various steps to reduce interest rates
payable by borrowers; further, that the New York Insur-
ance Law, since 1940, has fixed 5% as the maximum
loan interest rate under new life insurance policies. It
is true that the amendment of 1940 does not affect life
insurance policies already written and outstanding. How-
ever, one of the four largest life insurance companies
(The Equitable Life Assurance Society of the United
States) has voluntarily extended the maximum 5% rate
to its outstanding policies and another equally large life
insurance company is considering doing substantially
the same. In other words, it is realized that a 5% rate
is still a very attractive rate (after deducting investment
ex ) and produces a higher yield than could be
safely obtained elsewhere, particularly since the collateral
back of such loans represents the member’s own contri-

9

OPTIONAL RETIREMENT AFTER 25 YEARS _

butions and that the adverse public criticism against a
6% rate should be considered.

At the present time 2% of the 6% charged on loans
is set aside for administration purposes and called the
loading charge, The Insurance Department examiners
concluded that considering the proportion of employees
engaged in work on loans, such loading charges were
evidently much higher than the actual expense on this
account and to that extent borrowers were paying a sub-
stantial portion of the administration cost (other than
for the work on loans) of the System, which is presumed
to be a responsibility of the State,

The following shows the total administration ex-
penses, the loading charges and the additional cost to
the State if the loading charges were cut from 2% to 1%:

Total
Administration
Year Ending Expense ofthe Loading 50% of Load-
June 30 “Retire. Sys. Charges ing Charges
1944 $414,308 $109,443 $54,722
1943 410,163 119,948 59,974

The Committee feels that the Retirement Law should
either be changed to establish 5% as the maximum loan
interest rate or, if it is considered desirable to have
some flexibility for the future, the maximum rate could
be left to the discretion of the Comptroller to determine
from time to time except that the rate could not exceed
6%. In lieu of the foregoing or in combination there-
with, the Committee suggests that consideration be given
to a plan for the insurance of loans of members as
described hereafter.

INSURANCE OF LOANS OF BORROWERS

Tt has been a modern development during the last
fifteen years for finance companies, banks, and other
loaning institutions to arrange for the insurance of
loans in the event of the death of the borrower. Thus
the creditor institution is protected and no loss is in-
curred by the estate of the borrower, which is a highly
desirable objective. Where a member finds it necessary
to borrow, there is probably a greater economic need
by his dependents than in the case of a non-borrowing
member. The Committee believes that with proper
operating safeguards the cost of the insurance feature
could be kept within 1% of the interest income on foans.
Certain cost studies are attached.

Tt is true that the greater contribution accumulations
of the older members combined with the greater risk
of death at the older ages and the fact that a member
has the right to request a loan at any time present cer-
tain problems so that some restrictions would be neces-
sary. The Committee feels that with proper safeguards
the proposal is workable and has considered the fol-
lowing restrictions: ice., ;

(a) That the maximum insurance on loans be lim-
ited to $1,000.

(b) That there be a waiting period of 60 or 90 days
before the insurance shall become effective, dur-
ing which time the member shall be on the pay-
roll at full salary.

(c) That the law provide that insurance on loans
shall be paid from a sum made up by taking
50% of the annual loading charges or some lower
amount and that such fund shall, so far as pos-
sible, be self-supporting with the right to the
Comptroller to change the maximum limit of in-

10

surance at any the waiti tiod,
or adopt other rules Saori his deren

The fact that there is a fairly constant demand for
loans by members who are in good health should war-
tant consideration of the proposal. A substantial volume
of insurance (say $9,000,000) could be secured on present -
existing loans.

PROVISION FOR OPTIONS IN THE NEW YORK
STATE HOSPITAL RETIREMENT SYSTEM
At the present time, members of the New York

State Hospital Retirement System receive a retirement
allowance which terminates on their death. Members
of this system cannot select an option to protect their
wives and children, We recommend an amendment
which would give the members of this system options
similar to those contained in the New York State Em-
ployees’ Retirement System so that they can select the
retirement allowance which will meet the needs of
their families.

Practically all retirement systems contain provisions
whereby optional forms of retirement may be selected.
The Actuary has stated that such an amendment would
involve no substantial additional costs because the vari-
ous options are computed on an actuarial basis.

Rules Committee Bill, Assembly Int. 2047, Pr. 2406,
copy of which is hereto annexed, sets forth the options
which we believe should be incorporated in the Hospital
Retirement System. This bill was passed at the 1944
session of the Legislature, but was vetoed by Governor
Dewey in a message in which he stated that the pro-
posal should receive further consideration. We believe
that the proposal set forth in this bill is sound and that,
with minof amendments, it would accomplish the ob-
jective of this recommendation.

EXEMPTION OF RETIREMENT BENEFITS

FROM TAXATION BY THE STATE

Ever since the Retirement System was created, section
70 has provided, in what seemed to be unequivocal
language, that all benefits were exempt from al kinds
of State taxes. This exemption was never challenged
until 1942 when Surrogate McGarry and Surrogate
Vander Meulen followed the contention of the State
Tax Commission that a tax could be assessed on retire-
ment benefits,

In Matter of Riegelman, reported in the New York
Law Journal of May 14, 1942, it was held that the tax
assessed under the present Tax Law, was an “estate
tax” and was not exempt under the provision of section
70 of the Civil Service Law, which provides for the
exemption of a “transfer or inheritance tax.” In Mat-
ter of Moore, 178, Misc. 1010, it was held that section
70 of the Civil Service Law was repealed by implica-
tion by section 249-kk of the Tax Law.

We believe that both of these decisions are unsound
and that it has been the intent of the Legislature to ex-
empt retirement/benefits from all types of State taxa-
tion. We understand that the issue is now pending be-
fore the Court of Appeals which has not yet handed
down its final decision.

We believe that, as a matter of policy, it is incon-
gruous for the State to award a pension with one hand
and to take a portion of it away with the other, and we
believe that the law should be amended so that it will
provide in unmistakable terms that retirement benefits
are exempt from all forms of State taxation.

The State Employee
Governor Smith Memorial

By Rosert Moses

Friends of Governor Smith are
planning a memorial to him on the
lower East Side of Manhattan in
New York City. A group of some
seventy friends of Governor Smith
have formed the Governor Alfred E.

where he lived during his younger
days and from which he gradually
rose to Governorship of the State of
New York and to be a candidate for
the Presidency.

The Governor's record as a public
official is one of enlightened social

Smith Memorial Fund, and are rais-
ing a fund for a simple, dignified
memorial to the Governor in the
section of the City closely related to
his early life. An Executive Com-
mittee consisting of Robert Moses,
Chairman; Eugene F, Moran, Vice-
Chairman; William J. Pedrick, Trea-
surer; Bernard M. Baruch, John S.
Burke, John A. Coleman, Howard
S, Cullman, Jonah J. Goldstein, Wil-
liam F, Kenny, Fiorella H. La Guar-
dia, Charles C. Lockwood, Joseph
M. Proskauer, Herbert Bayard
Swope, George R. Van Namee, Gro-
yer A. Whalen and John J. Raskob,
is directing the effort to raise a fund
of $75,000 for the memorial.

The location of the memorial is
in the center of a mall separating two
playgrounds at the Governor Smith
Houses. This is a postwar State pub-
lic housing project just north of the
Brooklyn Bridge which will replace
about fifteen blocks of slums with
modern, low rent apartments. This
is the neighborhood where Governor
Smith, his parents, his wife and his
children were born, It is the section

Jangary

legislation and effective administra-
tion. His understanding of the needs
and difficulties of the under-privi-
leged grew out of personal experi-
ence as a child, as a young man and
as a representative of New York’s
teeming East Side. It is little wonder
that the old song, “The Sidewalks of
New York,” has been so closely re-
lated to his career.

The Governor always retained a
lively interest in the old neighbor-
hood. He took a leading part in the
location of the housing project to be
known as Governor Smith Houses,
which will give decent living quar-
ters and adequate light, air and play
space to the residents of one of the
most neglected neighborhoods in the
City. He continued to revisit the old
neighborhood renewing friendships,
recalling old times, and relating
anecdotes, both gay and sad, of the
old days.

The memorial itself consists of a
bronze figure of the Governor, some-
what larger than life size, in a char-
acteristic speaking pose with his
hand resting on a flag draped over

a rostrum. A large bronze base relief
depicting scenes on the “Sidewalks
of New York” will be placed in back
of the pedestal. The incription on
the pedestal reads as follows:
These Houses Are Named For

ALFRED EMANUEL SMITH
(1873-1944)

Speaker of The Assembly
Sheriff of New York County
President of The Board of Aldermen
Four Times Governor of New York
Nominee For The Presidency of
The United States
This memorial is The Gift of His
Friends
(Front)

Born and Raised in

This Old East Side,

As Were His Father,

Mother, Wife and Five

Children, He Worked

Devotedly To Make It

A Better and Happier

Home For His Neighbors
(Left Side)

Happy Warrior For

The Rights of Humanity,

He Voiced The Faith:

“The Greatest Privilege

That Can Come To Any

Man Is To Give Himself

To The Nation Which

Has Reared Him.”
(Right Side)

The memorial will be placed on
a wide landscaped mall between the
entrances to two playgrounds. It will
be slightly elevated above the sur-
rounding area on a series of steps
on which children may rest and play.
The memorial is being prepared by
Charles Keck as sculptor and Eggers
& Higgins as architects. Mr. Keck
was the sculptor of the famous
Father Duffy Statue and many other
notable works. Eggers & Higgins,
among other things, recently com-
pleted the Jefferson Memorial at
Washington.

The Committee wants the me-
morial to represent all who remem-
ber Governor Smith with respect and
affection, No contribution is too
small and all are welcome, If you
wish to join with the other friends
of the Governor send your contribu-
tion to William J. Pedrick, Treasurer,
Governor Smith Memorial Fund,
350 Fifth Avenue, New York 1,
New York,

Sy

To meet requests from State em-
ployees for extension courses, a com-
mittee with Mr. Jesse B. McFarland,
Ist Vice-President of the Association
as Chairman, and Dr. David M.
Schneider of the State Department
of Social Welfare as Co-Chairman,
has been appointed to study the en-
tire matter. The following prelimi-
nary results of the committee’s inves-
tigation covering facilities in Albany
and vicinity are now available. Short-
ly the committee will canvass the
situation as it affects other commu-
nities in the State. Employees out-
side of Albany who are interested,
should fill out questionnaire and in-
dicate thereon local or nearby col-
leges and courses.

The New York State College for
Teachers may conduct in the second
semester which begins February 5th,
1945, a number of extension courses.
Each of these courses carry two sem-
ester hours of credit and is a dupli-
cate of a course in the regular cur-
riculum of the college. Each class
meets for 100 minutes once a week
for 16 weeks. No student will be
granted credit for more than four
semester hours of extension work in
any one semester except upon the
written permission of the Dean of
the College or the Director of the
Department of Extension Teaching.
The fee is $7.50 per semester hour,
payable in full at the beginning of
the course or one-half at the begin-
ning and one-half not later than the
middle of the course.

Should there be a sufficient regis-
tration for any of the following
courses, they will be given once a
week in the evening:

Business Correspondence

Practice in writing exposition and
argument; special emphasis on the
writing of letters; advertising ma-
terial; formal and informal reports;
business literature; oral reports on
business topics, The course presup-
poses familiarity with the require-
ments of good English technique.

Undergraduate Credit Only.
Business Organization and Manage-

ment

Kinds of business, methods of
business control, principles of scien-
tific management, selection of em-
ployees, promotions, location of busi-
hess, nearness to market, supply and
demand, transportation.

2

Educational Opportunities

Undergraduate Credit Only.
English

Survey of literature from Civil
War to 1920.

Undergraduate Credit Only
Economic Geography

Factors and principles necessary to
the understanding of the relation-
ships between man and his natural
environment, geographical condi-
tions affecting the occupations and
the distribution of people in the ma-
jor regions of the world, regional as-
pects of the production and the dis-
tribution of commodities, essentials
of manufacturing, manufacturing re-
gions of the world.

Undergraduate Credit Only
American Adaptation under Modern

Industrial Change

Our country today as a world
power with emphasis on social, cul-
tural and industrial conditions result-
ing from war, depression, and im-
pacts from abroad.
Graduate or Undergraduate Credit.
Oriental Civilizations

Analysis of Chinese and Japanese
civilizations as they existed at about
1850 with respect to their geography,
technology, art, literature and insti-
tutions. Relationship with the west-
ern nations from 1850 to present.
Modern growth. Encroachment of
Japan on China. Part in the post-
war world,
Graduate or Undergraduate Credit.

A number of courses of interest to
State employees will be given by
Siena College in the evening during
the second semester which begins
February Ist, 1945, The tuition fee
is $8.00 per semester hour. All the
courses recorded below give under-
graduate credit only. Should stu-
dents be interested in such credit
there is a matriculation fee of $5.00
payable once only.
General Psychology

Life in general; the grades of life;
the principle of life, the nature of
the soul and its faculties, the origin
of life; vegetative life; intellective
life, etc.
Credit 3 hours.
English Composition

A study of the principles of prose
composition, description, narration,
and exposition. Drill work in the
fundamentals of English grammar.
Credit 3 hours.

English Literature .
A survey of the origin, history, de-
velopment of forms of English Liter-
ature.
Credit 3 hours.
Public Speaking
The theory and practice of oratory.
Styles of oratory. Exposition, argu-
ment and persuasion.
Credit 3 hours.
Sociology I
The survey of the principles, prob-
lems, and theories of sociology.
Credit 3 hours.
Probation and Parole
The treatment of juvenile and
adult delinquency through proba-
tion and parole, Case material will
be used.
Credit 3 hours.
Social Insurance
The analysis of remedial pro-
grams, both public and private. So-
cial adjustment as practiced in the
United States of America and
Europe.
Credit 3 hours.
World Civilization
‘A survey of the origin and de-
velopment of World Civilization.
Credit 3 hours.
American Civilization
‘A survey course in the political,
economic and cultural history of the
United States.
Credit 3 hours.
College Algebra
Fundamental principles; functions
and graphs; linear equations; quad-
ratic equations and functions; poly-
nomial and algebraic equations; va-
riation; permutations and combina-
tions.
Credit 3 hours.
Trigonometry
Frigonometric functions of all
angles, relations between the func-
tions of an angle; logarithms; solu-
tions of angles by logarithms; inverse
functions and trigonometric equa-
tions; De Moivre’s theorem; ele-
/ments of spherical trigonometry.
/ Credit 2 hours.
| Analytical Geometry
Introduction of a system of co-
ordinates; the point; equations of a
locus; the straight line, the circle;
conics, tangents; transformation of
coordinates; other loci, etc.
Credit 4 hours.

The State Employee
General College Physics

Development of electricity and
light. Laboratory work completes
the theories developed in lecture.
Credit 4 hours.

Organic Chemistry

The fundamental theories and
principles are considered. A study
of aliphatic, aromatic, and hetero-
cyclic compounds includes emphasis
on some of the more important types
of reactions.
Credit 4 hours.

Accounting I (Elementary)

A study of systematic opening,
operation and closing of double entry
books of account. Emphasis is placed
upon the development of books of
original entry and ledgers, the con-
struction of statements, working pa-
pers. Considerable practice work is
performed by the students in the
sales book, purchase book, cash book,
adjusting and closing entries.
Credit 4 hours.

Accounting II (Construction and
Partnerships)

A continuation of Elementary Ac-
counting, The use of controls, ‘ad-
vanced books of original entry and
accounting partnerships. Stress is
laid on interlocking controls; Youch-
er systems, single entry systems;
double entry cash systems; the for-
mation, operation, and liquidation of
partnerships. Prerequisite: Elemen-
tary Accounting.

Credit 4 hours.
Law I (General Survey, Contracts,
etc.)

‘The first part of this course offers
a general survey of the field of com-
mercial law. The origin, evolution,
and development of law in all its
phases. Under contracts, the prob-
lems and discussions cover the na-
ture of contracts, their formation;
classification; the effect of various
forms; the discharge of the contract.
‘The construction of interpretation of
suretyships and guarantees,

Credit 2 hours,
Law II (Agency, Partnership,
Insurance)

The creation, operation and termi-
nation of the agency. The creation,
classification, operation and dissolu-
tion of partnerships. Consideration
of the origin, evolution, classes and
effect of insurance contracts.

Credit 2 hours.
Law V (Liens, Trusts, Bankruptcy)

Origin and nature of liens, Crea-
tion, kinds and purposes of Trusts.

January

Relationships between landlord and
tenant; rights and duties of each.
Credit 2 hours.
Elementary Economics

Discussion of the three principal
factors of the science, production, ex-
change and distribution. Practical
illustrations.
Credit 3 hours.
Organization and Management

Principles of industrial organiza-
tion; buildings and equipment; plan-
ning the product; handling of ma-
terials; inventory records; production
control; labor management; the fore-
man; wages and incentives.
Credit 2 hours.
Marketing

This course stresses the fundamen-
tal problems of marketing, channels
of distribution; trade-marks and
brand policy; sales promotion and
advertising; price determination and
price policies, marketing policy and
control,
Credit 3 hours.
Personnel Administration

A study of the principles of per-
sonnel administration. Discussions
cover the field of human value in in-
dustry; the reasons for a personnel
department; employment methods,
etc,
Credit 3 hours.
Advertising

A discussion of advertising prob-
lems; measuring effectiveness of ap-
peals; classes of media; analysis of
the distributive channels; planning
the advertising campaign; advertis-
ing copy-preparation for newspaper,
trade paper and magazines; direct
mail and correspondence; sales pro-
motion.
Credit 2 hours.
Money and Banking

The history of money and banking
in the United States,
Credit 3 hours.
Economic Geography

A consideration of the fundamen-
tal factors of production and pros-
perity. Attention centered on the
United States and other countries
are treated according to their com-
mercial significance to this country.
Credit 3 hours.
Commercial Arithmetic

A study of general commercial
arithmetic, Intensive drill in aliquot
parts, billing and invoicing, factor-
ing, practical measurements, pay
rolls, percentages, profit and loss,

etc.
Credit 4 hours.

Business English

The practical application of the
tules of composition to business cor-
respondence and literature.

Should there be a sufficient de-
mand for some extension courses
not listed above, Siena College au-
thorities will give consideration to
the following courses:
Principles of Public Speaking

This course concerns itself mainly
with problems of public programs,
although the principles are equally
applicable to public relations prob-
lems in industry or business. Pub-
lic relations is approached as an in-
tegral part of the administrative pro-
cess, rather than as the practice of
“press agentry,” since a sound know-
ledge of public-relations principles is
indispensable to administrators as
well as to information technicians,
Economic Warfare

This study of modern economic
warfare begins with an analysis of
the circumstances that led to the
present conflict; studies in some de-
tail the economic organization, de-
fense and attack methods of the bel-

(Continued on page 28)

Vi om Mail
YOUR LETTERS

‘CHARLES E. ROCHESTER, V. P.& Mag. 0

LEXINGTON AVE, AT 48th ST., N.Y. 0.17 °

13

br
E

Association Presses for

Medical-Surgical Plan

In reply to the resolution adopted
recently by the Executive Committee
calling upon the Albany Medical So-
ciety to take steps to inaugurate a
cooperative plan whereby medical
and surgical costs to workers and
their families might be cared for
fully and economically, the Medical
Society has advised that the question
of medical expense indemnity insur-
ance has been under consideration in
Albany County for some time. They
state further: “, . . the Medical So-
ciety of the State of New York is
inaugurating a Bureau of Medical
Indemnity Insurance with a full time
director and upon establishment of
this Bureau and the collection of re-
liable actuarial data the matter will
continue to receive our further
study.”

White collar workers have many
economic troubles. But the question
of good health is of importance to all
worker groups. William L. Laurence
writing in the New York Times of
December 9th, 1944, reports that
leaders in medicine and public health
gathered there in sessions of the Na-
tional Conference on Problems of
Medical Care, feel (we quote Mr.
Laurence):

“Next to the problem of achiey-
ing a permanent peace in the post-
war era, the greatest problem facing
the American people in the imme-
diate future is how to devise means
for a more equitable distribution of
medical care.”

Obviously the American people
will get what they want in medical
and surgical care eventually. But
they will have to appreciate that it
is a big problem and to get back of
it wholeheartedly in their own com-
munities, calling upon their doctors
to give major help in working out
a plan that will be fair to all—the pa-
tients, the health professions, the
medical care facilities and society as
a whole, The matter is and will be
until a solution of the serious present
neglect of human health, of so vital
moment that we want all of our
members to maintain active interest
in it.

Prof, Ernest P. Boas of the College
of Physicians and Surgeons, Colum-
bia University, chairman of the Phy-
sicians Forum, presided,

“The important point is that medi-
cine is not living up to its potentiali-
ties,” said Professor Boas in opening

14

the conference. “If every inhabitant
of the United States were given the
full benefit of present-day medical
knowledge, much disease and dis-
ability could be prevented or cured.
Tt is a shameful fact that we have
done so little to correct this, or that
we are just beginning to accept the
idea that medical care is a right to
which citizens are entitled, as they
are to education.

Says War Points Up Situation

“The whole situation has been
made more acute by the war. When
peace comes 50,000 doctors now in
the armed services will be reabsorbed
in civil life, and 15,000,000 veterans
will have to start life anew in peace-
time pursuits.

“The results of the recent survey:
of public opinion carried out by the
University of Denver, national opin-
ion research center, in cooperation
with the physicians’ committee on re-
search, are very illuminating. Over
one-half of the persons questioned
were of the opinion that a great
many people cannot afford to see a
doctor as often as they should, and
80 per cent of them thought that
something should be done about it:
One-third stated that they had put
off going to see a doctor because of
the cost involved, and one-quarter
had borrowed money to pay doctor
or hospital bills.

“Further questions revealed that
55 per cent would rather pay doctors
insurance in advance than pay the
doctor what he charges for each ser-

givnd) ce bee tis ee

vice, arid 68 per cent believe it would
be a good idea if Social Security cov-
ered doctor and‘hospital care. ~

“This survey reveals clearly that
the man in the street, in the factory
and on the farm, burdened by the
costs of medical care and the resul-
tant difficulty of obtaining medical
attention, is desirous of finding a
constructive method by which he can
obtain for himself and his family
needed medical care,”

On the Library Steps

Age and youth, each with a book,
come down to meet

‘The city’s restless tide, the clamorous
street.

What have they found to bear away?
The brave tale spun,

Adventure far beneath a distant sun?

Some quiet grove where faith and
hope may meditate? :

A cloister still beyond an ivied gate?

We need not ask, nor care who
knows how shining wings

Of bright romance can light all
common things;

How lonliness of heart may find a
comrade true,

And dark defeat may learn to dare
and do.

—By Arthur Wallace Peach,

Buy Bonds Now !

Of Association Personnel

Left to right: John F. Powers, Third Vice-President; W. F. McDonough,
Executive Representative; Clifford C. Shoro, President; John T. DeGraft,
Counsel; Frank O. Osborne, Mental Hygiene Dept.; and Joseph J. Horan,

The State Employee

iGescst se

Our Cover
State employees will recall several
very pleasing cover pages by Doris
Harrington.
Our January issue is another fine
achievement of this artist. The sub-
ject of peace is uppermost in the

MISS DORIS HARRINGTON

minds of all, and we are sure that
the thought expressed by the artist’s
work will appeal to our readers.

The artist, Doris Harrington, was
born twenty-two years ago in Bur-
lington, Vermont. She is the daugh-
ter of Mrs. Margaret Harrington and
the late Edward H. Harrington, and
the niece of a New York State em-
ployee, John Harrington, of the Bu-
reau of Standards and Purchase. She
studied art under Sister M. Paula at
Mount Saint Mary’s Academy and
under Barse Miller and Rexford
Brandt at the University of Vermont
summer session, and is now working
with Frederic Stanley, nationally
known commercial artist.

While in high school she was a
State winner of several national pos-
ter contests, including the New York
World’s Fair contest.

Miss Harrington, a volunteer
worker, was in charge of the local
US.O. art classes for nearly two
years before its recent termination.
she designed and painted decorations
for all holiday dances both in the
U.S.O, and nearby Fort Ethan Allen.

Miss Harrington’s latest work, be-
sides the “State Employee” cover, ap-
pears on the December issue of the
Holy Cross Alumnus magazine.

January.

Fee eee Ee ee

Explanation of the Group
Plan of Accident and

Sickness Insurance
By C. A. CARLISLE, JR.

It is customary periodically, to ex-
plain in detail, the Group Plan of Ac-
cident and Sickness Insurance and
it is the intention of this article to
give as much detail as possible con-
cerning the need for Accident and
Sickness Insurance, the Plan that is
offered to State employees and the
coverages thereunder and informa-
tion regarding claims, testimonials,
etc.

In the last few years, there has
been offered to members of the As-
sociation of Civil Service Employees
of the State of New York, who are
employed by the State of New York,
a Group Plan of Accident & Sick-
ness Insurance at a very low cost.
‘The fact that this plan of insurance
has been of great benefit to State em-
ployees is evidenced by the statement
that nearly $1,500,000 in benefits
has been paid out to employees of
the State of New York, under the
Group Plan of Accident & Sickness
Insurance over the past eight years.

Tn a great many cases, persons who
have received these benefits could not
have gotten insurance in any other
way whatever, and certainly could
not have gotten it as easily and on
such easy payment plan as salary de-
duction, and at a cost anywheres
near that charged under this plan.

Tt took a great deal of study by
your Insurance Committee and a
great deal of work on the part of the
office force of the Association and
certainly a tremendous amount of
work by the Payroll Division of the
Audit & Control Department to
make this plan available to you.

Literally thousands of letters have
been received by the Insurance Com-
pany and the Association from per-
sons who have received benefits un-
der the Accident & Sickness Plan, in-
dicating that these benefits which
they have received from this insur-
ance have come to them in a time
of need, and have been invaluable to
those persons in the payment of
debts, bills, etc.

If this plan of insurance were to
be discontinued, our members would
find it exceedingly difficult to re-
place the benefits they derive under
this plan at any cost whatever.

What Accident and Sickness
Insurance Can Do For You
Tt can help you with ready cash

if sickness or accident should dis-
able you from your business or oc-
cupation. It can help you over the
rough spots, at times when doctor,
hospital and medical bills must be
paid. It can relieve your mind of
worry, the worry that comes when
you are prevented from working
and your income is cut off, and addi-
tional bills are at hand.

It can assist you to convalesce more
quickly by putting your mind at
ease, and taking some of the finan-
cial burden off your shoulders. It
can act as a comfort even when you
are in perfect physical shape, because
you know that your family or de-
pendents are protected “just in case”
something should happen. In terms
of ability to live, what is the most
vital part of any person’s life? The
answer certainly is—earning ability,
and the health of mind and body;
your home, bank account, car, all
necessities, all luxuries, depend on
one foundation, your health and sal-
ary check. Accident and Sickness In-
surance protects your earning ability
—of course it cannot prevent you

(Continued on page 33)

ACO UGU UCU,
HIT OF THE TOWN

DANCE MUSIC
TEN EYCK
u,

9
Flag Room

Dinner Music
Tt?
*

Supper Dancing
10 to Closing

FRANCIS MURPHY'S
ORCHESTRA

Nightly except Monday

FRANK H. BROWN
MANAGER

15

Ans

THE STATE EMPLOYEE
Official Publication of

THE ASSOCIATION OF STATE CIVIL
SERVICE EMPLOYEES

OF THE STATE OF NEW YORK, Inc.

Room 156 State Capitol Albany, N. Y.

Editor Clifford C. Shoro
Art Editor Roger Stonehouse
Staff Photographer

William J. Kennedy
Editorial Board
William F. McDonough
Thomas C. Stowell
Theodore Becker
Wayne Soper
‘Association Officers
Clifford C, Shoro - - - - President
Jesse B. McFarland - First Vice-President

Leo F. Gurry - - Second Vice-President
John F. Powers - - Third Vice-President
Janet Macfarlane - - - - Secretary
Earl P, Pfannebecker - - - Treasurer
John T. DeGraff - - - - - Counsel

William F. McDonough - - Exec. Rep.
Exec. Secretary

Joseph D. Lochner = -

We Must Work Together

As the year 1945 opens, the events
of local, national and international
importance that may be consum-
mated before its closing come to the
mind of all of us. In these events,
all officials and employees of the
Empire State of New York will have
their part in planning and bringing
these plans to execution at least those
things that have to do with the af-
fairs of this State.

The Association of State Civil Ser-
vice Employees from its organization
thirty-five years ago has been and
will continue to be concerned with
those things that are to the best in-
terest of its membership and the
best interest of the State at large.

‘The object of this organization, as
stated in its Constitution, is “To ex-
tend and uphold the principle of
merit and fitness in public employ-
ment, to maintain and promote effi-
ciency in public service, and to ad-
vance, generally, the interests of the
Civil Service employees of the State
of New York.” In all of its activities,
the members and officers of this As-
sociation must constantly keep be-
fore their minds the fact that this
organization is not in existence for
the sole purpose of obtaining for

16

State employees more and more ad-
vantages. This is only part of the
avowed objective of the Association.
The other and equally important ob-
jective is good government and effi-
ciency in State service, We must re-
member that we, employees of the
State, are the servants of the citizens
of the State. We have a job as a re-
sult of one or the other of two gen-
eral reasons. We perform our duties,
as assigned, either to carry out the
mandates of government or to pro-
vide services to the people of the
State, services which the electorate
through the Legislature have direct-
ed to be furnished by the State. We
recognize that efficiency in State ser-
vice is, to some extent, contingent
on the state of mind of each and
every worker in State service. In-
equalities in pay scales, administra-
tive regulations that because of their
restrictive nature breed discontent
among the workers and all condi-
tions of employment that can rightly
be determined as unsatisfactory from
the standpoint of the worker tend
to decrease efficiency in State service.

The growth of our Association to
its present size in membership is evi-
dence enough that it serves the pur-
poses for which it was organized.
Its influence for good is dependent
primarily on its strength in member-
ship. We can not expect that our
plans can be given serious considera-
tion by the elected officials of the
State and the Legislature if these
plans are not backed up by all the
employees to be affected. Our rep-
resentation must be as nearly one
hundred per cent as it is physically
possible to obtain. Small minority
groups, while they may serve as an
outlet for the expression of view of
their membership, can never be a
determining force.

Referring again to the achieve-
ments of the Association as an evi-
dence of its strength and as definite
proof of its force, I would like to

recall a few of the major improve- |/

ments in State service, the credit for

which has been publicly given to the |

Association over the years by the

governor under whose administra-

tion such improvements were ef-
ted.

Tt took about ten years, from the
time in 1910 when the Association
was first organized by a small group
in Albany, to realize its first major
ambition—Retirement System under
which State employees could expect
some protection in those unproduc-
tive years that follow an active life
of service for the State. This plan
went into effect in 1921 and brought
under its provisions all employees
then in the service of the State who
elected to participate in its advan-
tages. Regularly, since that time,
improvements through amendments
to the law have been made, Addi-
tional benefits have been periodically
added without additional financial
participation by employees. Another
one of its major achievements was
consummated in 1936 when the
Eight-Hour Day Law for employees
in State institutions went into ef-
fect. This was one of the greatest,
to my mind, achievements of the
Association and brought one of the
biggest morale building benefits to
the thousands of institution workers,

Again, in 1937, what has been
termed as the finest Career Service
Law in any state was put into effect
and, bear in mind, that the ground
work necessary to bring these impor-
tant improvements to fruition were
going on at the same time. This
column does not provide sufficient
space to mention more than a very
few of the major accomplishments
of the Associaion. It would require
a book to detail the improvements
in State service that have been ef-
fected in the thirty-five years of the
Association’s existence,

During the last year or two, the
Afsociation has been called upon to
carry an ever increasing load of em-
ployee appeals for correction of in-
adequacies in State employment
brought on principally by conditions
/that are bound to obtain in a nation

/ at war. ‘The officers, the executive
/ committee and special appointed
committees have worked day in and
day out in an attempt to bring these
inequalities to the attention of the
proper State officials for adjustment.
Considerable success has been ob-
tained, principally benefiting em-
ployees of State institutions and hos-

The State Employee
pitals, In fact, practically all of our
efforts during the last two years
have been centered around this sec-
tion of State employees. Other
groups have been expressing some
difficulties and have expressed them-
selves as desiring assistance but, at
the same time, have recognized the
prior claim of institution workers
and have willingly waited for their
problems to be considered. Up to
the present time, our efforts in some
directions have not been successful.
‘The reason is not because of a lack
of effort but rather because of a lack
of understanding both on the part
of the employees concerned and the
officials of the State who make the
final decisions.

The seed of discontent has
flourished among the groups of em-
ployees whose problems have not
been solved. Discontent is growing.
It is demonstrating itself through the
actions of these employees and
through the success, even if small
from our point of view, of other
worker organizations in organizing
local groups in these hospitals and
institutions. These employees are
ready to align themselves with any
organization that holds out any pro-
mise whether real or hopeful of
ability to straighten out these em-
ployee problems. I place no blame
for this condition on the employees,
most of whom are members of our
Association. I am loathe to criticize
them for aligning themselves with
these worker organizations even at
the excessive cost of membership at
least as compared to the cost of mem-
bership in our Association. It was
inevitable that these groups of em-
ployees should seek and find some
other avenue through which to ex-
press their dissatisfaction and dis-
content,

Several months ago, I carried “a
warning to State officials concerned
that, unless conditions were im-
proved, the growth of other labor
organizations would increase. We
now sce this prophecy or prognosis,
call it what you will, unfolding in
actual practice.

The foregoing constitutes a plea
for increasing membership in the
Association of State employees,
which is open to State employees
only, membership in an Association
that has but one objective and that
serves but one group of employees,
membership in an Association whose
officers give their time in order to

January

assist in any way possible their fel-
low employees, an organization the
potential power of which is limited
only to the extent of membership.
participation by the only eligible re-
stricted group of employees of the
State of New York.

To you, members of the Associa-
tion who recognize the facts as I
have stated them, is delegated the
responsibility of carrying this mes-
sage to your co-workers who have
for one reason or another not seen
fit to align themselves actively with
you and the other twenty-seven
thousand active members of this As-
sociation. The year 1945 brings with
it many problems of State employees
which can be met and solved only
by a united front and that means
one hundred per cent membership
in our own Association.

When you send in your renewal
or when you hand it to your elected
representative, take with it the ap-
plication of some fellow worker who
is not now a member. In so doing,
you will help not only that person
but you will help yourself by build-
ing up the effectiveness of our State
Association.

Your Salary Check

“My check doesn’t go half as far
as it used to or half far enough. I
stretch it and stretch it. I do without
many things I need, I carry my
lunch, I live simply but I just can’t
pay all my bills. Deductions for
taxes make the check much smaller.
High prices for essentials eat up the
remainder. I can’t buy even a $100
War Bond with any prospect of be-
ing able to hold it.”

How often this tale of woe comes
to our Association Headquarters!
There are variations of course. Some
employees work half the night in
private war jobs after working all
day for the State. Incidentally they
are often paid more for the extra
part-time job than for the regular
full-time one. Some more or less
cheerfully go in debt, and others take
better paying jobs outside the State
service. Most of us stay in our jobs
because we believe they are impor-
tant and because we hope for better
things next year.

There is a simple answer to our
problems, It is to pay salaries based
on real wages instead of money
wages. Real wages mean what the
money wage will buy. Real wages

will buy the same amount of goods :

and services in any year.

When prices are stable, money
wages and real wages hang together,
when prices go either up or down.
they part company. High prices
mean low real wages and low prices
mean higher purchasing power if
the money wage remains the same.

The intent of the State is to pay
the same wage rate from year to
year.

The State assumes that dollars are
always worth 100 cents in goods. The
present dollar is worth about 70
cents. The State wants stable prices
but it gets only stability or relative
stability on one side of the balance.
The State pays much more for
everything except labor, wages or
salaries of the Civil Service employ-
ees. When New York State buys la-
bor in the open market it generally
pays much higher rates than it pays
its regular employees. So our frozen.
money wages buy less and less for
the employees.

To determine real wages you in-
crease or decrease money wages to
exactly the same extent or proportion
that prices of essential goods increase
or decrease. You use a cost of living
index which records the general
Price rise of the common essentials
that everybody has to buy. The cost
of living index now shows that one
dollar buys about the same amount
of essential goods that 70 cents
would buy in prewar years, It takes
about $1.30 now to stack up with a
prewar dollar.

(Continued on page 28)

CONSULT AN OCULIST
FOR YOUR EYES

FREDETTE’S
Dispensing
Opticians

Complete Optical Service
DIAL 4-2754
63-A Columbia St, Albany, N. Y.

17

original salary allocations of October 1, 1943, when the

The Record Thus Far -

In the September issue of “The State Employee” we carried a brief sum-
mary of the results of appeals of Mental Hygiene institutional employees from

Feld-Hamilton pro-

visions were first extended to positions in the institutions under the juris-
diction of the Department of Mental Hygiene. We have made a further
tabulation from the reports made available by the Salary Standardization
Board and give below the changes reported and also the positions which were
not changed as to salary range from the October Ist allocation.

Tt would appear that of approximately 22,000 positions filled in normal

times, only about 16,000 are now filled, Approximately 12,000 employees

were in the positions reallocated, and about 4,000 in
salaries were not changed. The statement of the Budget

the positions where
Division on October

2, 1944, indicated that all employees whose allocation was changed after April

1, 1944, would be paid at the new rate retroactive to April 1, 1944.

Tt should be noted that many who were classified

on October 1, 1943,

under one or the other of the many titles existing in the Mental Hygiene

institutional service have been given new titles which

have increased their

salary range from that first established on October 1, 1943. The classification
work has not yet been completed and doubtless further changes will occur

as reappeals are acted upon.
The reallocations follow:

F Service and Grade

‘TITLE October 1, 1943
Attendant 1-2aa_ $1200—1600
Supervisor of al ‘Therapy. 3 - 2000—2500
aie Onaipetiaeal Theripatacs 1650—2150
Occupational ‘Therapist 1400—1900
; Occupational Therapy Aide 1150—1650
} Supervising Tailor 1500—1900
Tailor & inesodota 1300—1700
Shoemaker 1300—1700
Launderer .... 1200—1600
Senior Launderer 1300—1700
Laundry Supervisor .... 1500—1900
Head Laundry Supervisor 1700—2100
Chief Laundry Supervisor 2000-2400
Blacksmith 1500—2000
amstress : 1300—1700
Supervising Seamstress 1300—1700
Head Seamstress... 1500—1900
Industrial Shop Worker 1200—1700
Attendant 1200—1600
Barber 1300—1700
Beautician 1300—1700
Groundsman: 1200—1700
Institution Fireman : 1300—1700
Head Institution Fireman. 1500—1900
Chief Institution Fireman 1700—2100
Institution Patrolman .... 1300—1700
Head Institution Patrolman 1500—1900
Chief Institution Patrolman. 1700—2100
Watchman... 1100—1500
Exterminator... : 1200—1700
‘Refrigeration Plant Operator... 1500—2000
Senior Physical Therapy Technician. 1650—2150
Physical ‘Therapy Technician. 1400—1900
Physical Therapy Aide 1150—1650
X-Ray Aide... 1150—1650
Sewage Plant Operator. 1500—2000
Domestic 900—1300
Housekeeper .. 1300—1700

Positions where Salary Board did not change salary ranges from those /

established October 1, 1943:

Service and Grade

Present
$1300—1700

1-2b

5-3b 2760—3360
5-3a 2400—3000
52-a 1800—2300
S-la  1200—1700
1-3b 1700—2100
1-3a  1500—1900
1-3a 1500—1900
1-2b 1300—1700
1-3a 1500—1900,
1-3b — 1700—2100
14 2000—2400
1-5 2400—2800
%b-2b — 1800—2300
1-2aa  1200—1600
1-3a 1500—1900
1-3b 1700—2100
9b-2a — 1500—2000
1-2b 1300—1700
1-3a 1500—1900
1-3a 1500—1900
1-2b 1300—1700
1-3a 1500—1900
1-3b 1700—2100
1-4 2000—2400
13a 1500—1900
1-3b — 1700—2100
1-4 2000—2400
1-2aa  1200—1600
9b-2b — 1800—2300
9b-2b —1800—2300
2-3 2000—2500
2-2b 1650—2150
1-2b 1300—1700
1-2b 1300—1700
9b-2b — 1800—2300
1-2a  1100—1500
1-3a 1500—1900

Service and Grade

‘TITLE Present
Food

Kitchen Helper L-lb $ 900—1300 |
Assistant Cook 2b 1300-1700 |
Repke hse 1700—2100 /
Head Cook : 2000—2400

Baker's Helper . 1100—1500

Assistant Baker 1300—1700

Baker 1700—2100

18

Ce gee ee

Three Little Pigs

Once upon a time there were three
little pigs.

When their mother sent them out
into the world to earn their own liv-
ing, they all got fine jobs which paid
them well.

But there the similarity of their
stories ends.

The first little pig never saved any
of his wages, and when he needed
some extra money very badly to pay
for his wife’s operation, he borrowed
from a loan shark, and soon he was
up to his neck in trouble.

The ‘second little pig didn’t save
any of his wages either. And while
he did not borrow from a loan shark,
he was.a sucker for installment buy-
ing. He bought his furniture, his
car, his radio, his washing machine,
and goodness know what else from
various smooth-talking foxes, on the
installment plan, at premium prices.
Soon he had to admit that he could
not keep up the payments. He was
driven to desperation,

But the third little pig saved
money regularly in his credit union,
and when he wanted to buy some-
thing for which his savings did not
quite provide, or.for which he did
not want to use his savings, he ob-
tained cash prices by borrowing
from his credit union,

“You have a lot more to be thank-
ful for than we have,” squealed one
of the other pigs when the two of
them were enjoying a fine Thanks-
giving day dinner at their brother's
house.

But soon the smart little pig. had
initiated the others into the secret of
his success, and then they were all
thankful that they knew about the
credit union’s handy, economical,
thrift and loan service.—The Bridge,
November, 1944,

The State Employee
January

eek

2000—2400

1650—2150

2000—2500
Supervising Dietitian 2400—3000

Power Plant

Head Stationary Engineer. BS 3120—3720
Principal Stationary Enginee: 2400—3000
Senior Stationary Enginee 2100—2600
Stationary Engineer .. 1800—2600
Steam Fireman .. 1500—2000
Power Plant Helper.. 1200—1700
Electrician Foreman 2100—2600
Electrician _....... 1800—2300
Maintenance Man (Electrician) 1500—2000
Plumber and Steamfitter Foreman... 9b-3a — 2100—2600
Plumber and Steamfitter.... 1800—2300
Maintenance Man (Plumber and ‘Steamfiter). 1500—2000

“9b-2a — 1500—2000
9b-2b — 1800—2300

Pumping Plant Operator.
Machinist

Maintenance .9b-2a_— 1500—2000
Craneman. 9b-2b —1800—2300
Welder. 9b-2b — 1800—2300
Building Maintenance
Head Maintenance Supervisor. 3120—3720
Senior Maintenance Supervisor. 2400—3000
Maintenance Supervisor ......... 2100—2600
Carpenter... 1800—2300
Maintenance Man (Carpenter). 1500—2000
Mason and Plasterer 1800—2300
Maintenance Man (Mason and d Plasterer). se 9b-2a — 1500—2000
Painter ........... _ 1800—2300
Maintenance Man (Painter) . 1500—2000
Roofer and Tinsmith. 1800—2300
Maintenance Man (Roofer and Tinsmith).. 1500—2000
Maintenance Man (Locksmith) 1500—2000
Maintenance Man (Glass Setter)... 1500—2000
Maintenance Helper 1200—1700
Filter Plant Operator. 1800—2300
Window Washer . 1200—1600
Brickmaker _ ....... 1800—2300
Mechanical Stores Clerk... 1200—1700
Asbestos Worker ........ 1800—2300
Supervising Housekeeper 1700—2100
Cleaner 1100—1500
Janitor 1300—1700

Stores and Meat Cutting
Principal Stores Clerk. -Be-2b 22002700
Senior Stores Clerk vw3-2 —-1600—2100
Stores Clerk “3b — 1200—1700
Meat Cutter ..... oie seovenee3Tb — 1700—2100
Assistant Meat Cutter...... x ~1-2b — 1300—1700
Clothing Clerk .. 3-Ib 12001700
Business Administration and Office Employees
Senior Business Officer... . 11-5 5200—6450
Business Officer ss... wl1-4 — 4000—5000
Principal Account 10b-2  2400—3000

Senior Account Clerk. 1 Se 1600—2100
Account Clerk 3-1b 1200—1700
Principal Stenographer 3-3 2000—2500
Senior Stenographer 3-2 1600—2100
Stenographer 3-Ib  1200—1700
Junior Stenographer * Bela 900—1400
Senior Clerk z 3-2

Clerk... see delb

Junior Clerk Sela }0f
Senior ‘Typist ..... 3-2 1600—2100
Typist <3-Ib — 1200—1700
Junior ‘Typist .... 31a 900—1400
Senior Clerk and Telephone Operator. 3-2 1600—2100
File Clerk .. coo db 1200—1700
‘Telephone Operator ...... 3-Ib  1200—1700
Junior Dictating Machine Operator (Blind)......3-1a 900—1400

Education and Library

Inst, Education Supervisor. 7-2 2400—3000
Inst. Teacher . TL 1800—2300
Resident Chaplain (Catholic and Protestant) 7-2 2400—3000
Library Assistant 2-2b 1650—2150
Speech Correction ‘Assistant 2-2b 1650—2150

(Continued on page 26)

Red’ Cross Everywhere
(Continued from page 6)

There will be children, too, In
many instances they will be refugees
or war orphans to whom the G.I.’s
can play Santa Claus. In Red Cross
hobby shops, the G.I.’s are already
making Christmas toys as gifts for
their young friends.

Preparations for holiday festivities
began at Red Cross National Head-
quarters and in Red Cross Chapters
throughout the country, where vol-
unteers packed 1,250,000 Christmas
boxes for distribution on Christmas
day to servicemen overseas in hospi-
tals and isolated stations. Each pack-
age contains cigarettes, candy, post
cards, chewing gum, waterproof
pouch, identification folder, small
metal mirror, memorandum book
with calendar, and a pocket size
book or reprints of three short sto-
ries. More than 7,000 Christmas Kits
containing holiday craft materials,
song sheets and Christmas records
have been shipped by National
Headquarters to clubs and hospitals
overseas.

The following is a copy of a let-
ter received at the Albany County
Chapter:

Coldwater, Michigan
October 20, 1944
Albany County Chapter, Red Cross
Albany, N. Y.
Dear Red Cross:

Tam saying Dear Red Cross, be-
cause I more fully realize the won-
derful work you are doing since its
benefits have come to one of my own
family.

T am writing for my son, Lieut.
Edwin C. Wheeler, U. S. Army Air
Corps, who is now a prisoner-of-war
of the German Government, and
wishes me to say for him thank you
so much for the lovely sweater,
which he received in a Red Cross
package from your chapter, and to
tell you how much he and the other
men appreciate the wonderful things
the Red Cross is doing for them.

Please accept thanks from both
of us.

Very sincerely yours,
Lou Chauncey Wheeler, and
Lieut. Edwin C. Wheeler,
Stalag Luft 3, Germany
C-24616

BUY MORE BONDS!

Each Year, for a number of years, the Association
has called the attention of its members to the desirability
of becoming thoroughly acquainted with their repre-
sentatives in the Legislature. The Governor and the
Legislature are responsible for all laws and budgets af-
fecting personnel and, therefore, you have an interest
in them, and they in you. The results of personal con-
tacts between employees and legislators have been very
satisfactory indeed. The legislator appreciates the coun-
sel and interest of the civil service workers in his dis-
trict, and the civil service workers are able to advance
the interests of the State and of the good employment
practices urged in the Association’s program for em-
ployee welfare,

On November 7th last, senators and assemblymen
were chosen for the coming two years. Many former
members were reelected but over’ 60 new representatives
were chosen.

Officers and committees of the Association profit by
your efforts, locally, with your legislative representatives
on behalf of the Association’s program. Members should
advise senators and assemblynien that Association of-
ficers, counsel and headquarters at Albany are at their
disposal throughout the year in matters dealing with
upbuilding of efficiency of the State service.

Chapters should have special legislative committees
for consultation with members of the Legislature, and
legislators should be invited to speak at chapter meetings.

KEEP FOR USE THE FOLLOWING LIST:
Legislature for 1945-46
SENATORS
Republicans—35; Democrats—21
Name and Address
Perry B. Duryea, Montauk
*John D. Bennett, Rockville Centre
* William S. Hults, Jr., Port Washington
Rep _ Seymour Halpern, 83-80 118th St., Kew Gardens

Dist. Pol.

Rep *Frederic E. Hammer, 256-B 144 St, Belle
Harbor
John V. Downey, 32-27 83rd St, Jackson
Heights
Dem  *William N. Conrad, 60-40 Madison St,
Brooklyn

James J. Crawford, 589 Bedford Ave., Brooklyn

Dem *Roy H. Rudd, 1110 Jefferson Ave., Brooklyn
Dem James A. Corcoran, 167 Barbey St, Brooklyn
11 Dem *Fred G, Moritt, 650 Greene Ave, Brooklyn
12 Dem Samuel L. Greenberg, 1375 Ocean Ave.,
Brooklyn
13 Dem William Kirnan, 516 17th St., Brooklyn
14 Rep *Joseph Parisi, 1327 E. 4th St, Brooklyn
15 Dem “Louis L. Friedman, 2094 E. 4th St, Brooklyn
16 Dem *William poacher, 3040 Brighton 7th St.,
Brooklyn
17 Rep Robert S. Bainbridge, 1293 Clove Rd, W.,
N. Brighton
18 Dem Elmer F. Quinn, 285 W. Houston St, N. ¥. C.
19 Dem Francis J. Mahoney, 421 W.18th St, N. Y. C.
20 Rep Frederic R. Coudert, Jr., 988 Fifth Ave., N. Y. C.
21 Dem *Gordon I. Novod, 370 Riverside Dr., N. Y. C.
22 Rep Richard 1A DiCostanzo, 250 E. 105th St,
23. Dem alekaader A, Falk, 75 Park Terr. E., N.Y. C.
24 Dem Lazarus Joseph, 910 Grand Concourse, Bronx
25 Dem Carl Pack, 750 Manida St., Bronx
26 Dem ‘Isidore Dollinger, 1250 Franklin Ave., Bronx
27° Rep Paul A. Fino, 2533 E, Chester Ave., Bronx
28 Rep “Lowell H. Brown, 5451 Palisade Ave., Bronx
29 Rep ‘William F. Condon, 25 Hollis Terr., Yonkers
20

30

56

Rep

Dem
Rep

Rep

Know Your Legislature

J. Raymond McGovern, 208 Beechmont Dr.,
New Rochelle
Pliny W. Williamson, 11 Heatcote Rd.,
Scarsdale
‘Thomas C. Desmond ,Newburg
Frederic H, Bontecou, Millbrook
Arthur H. Wicks, Kingston
‘Mortimer A. Cullen, 47 North Manning Blvd.,
Albany
Gilbert . Seelye, Burnt Hills
‘Thomas F. Campbell, 1503 Union St,
Schenectady
Benjamin F. Feinberg, Plattsburgh
Rhoda Fox Graves, 130 Clinton St, Gouverneur
Fred A, Young, Lowville
*Vincent R. Corrou, 144 Higby Rd., Utica
Isaac B, Mitchell, Lafargeville
*Richard P. Byrne, 4520 E. Genesee St., DeWitt
Walter W. Stokes, Middlefield
Floyd E. Anderson, 702 Chenango St., Port
Dickinson
Chauncey B, Hammond, Elmira
Henry W. Griffith, Palmyra
Earle S. Warner, Phelps
Austin W. Erwin, Geneseo
Rodney B. Janes, Pittsford
Allen J. Oliver, 316 Inglewood Dr., Rochester
William Bewley, Carlisle Gardens, Lockport
Walter J. Mahoney, 6 Saybrook Pl., Buffalo
Stephen J. Wojtkowiak, 349 Koons Ave., Buffalo
Charles O. Burney, Jr., 168 Cayuga Rd.,
Williamsville
George H. Pierce, 1121 W. Henley St, Olean

* New Member

Dist.

wee

BHkSewvan = wre

ne

Republicans—94; Democrats— 55; A.L.

‘ol.

Dem
Dem
Dem

MEMBERS OF ASSEMBLY

‘Name and Address
Albany County
“Charles C, Wallace, 140 So. Swan St, Albany
George W. Foy, 76 Lenox Ave. Albany
*James F. Dillon, 1105 Sixth Ave., Watervliet
Allegany County
William MacKenzie, Belmont
Bronx County
Patrick J. Fogarty, 446 E. 140th St., Bronx
“Sidney A. Fine, 235 E. Mt. Eden Ave. Bronx
*Edward T. Galloway, 1419 University Ave.,
Bronx
Matthew J. H. McLaughlin, 410 E. 150th St,
Bronx
Arthur Wachtel, 818 Manida St.
Julius J. Gans, 1016 Faile St.,
“Louis Peck, 1605 Fulton Ave., Bronx
Louis Bennett, 787 E. 175th St., Bronx
“Francis T. Murphy, 3348 Polo Pl., Bronx
John J. DePasquale, 3340 Barker Ave., Bronx
Gladys E, Banks, 3715 Rowbout Ave., Bronx
“Nathan A. Lashin, 1950 Andrews Ave., Bronx
*Leo Isacgon, 1011 Carroll St., Bronx
roome County
Richard H. Knauf, 4 Wagner St., Binghamton
Orlo M; Brees, 508 Mountain View Dr.,
Endicott
ttaraugus County
Leo P{ Noonan, Farmersville
| Cayuga County
James H. Chase, Aurora, R.D.
/ Chautauqua County
E. Herman Magnuson, 31 Locust St, Jamestown
| Chemung County
Hafry J, Tifft, Horscheads
Chenango County
Irving M. lives, Norwich
Clinton County
Leslie G. Ryan, Rouses Point

The State Employee
eNAUAWNE
4
Ey

a whe
2
$

Ey

vnune
¥
Ey

Delaware

Elmer J. Kellam, Hancock
Dutchess County

Ernest I. Hatheld, Roe Park

Erie’ Coun .

Frank A. Gugino, "38 Busti Ave., Buffalo
Justin-C, Morgan, 143 Doncaster Rd., Kenmore
‘William J. Butler, 65 Rose St., Buffalo.

John P. Quinn, 125 Peabody St. Buffalo
Philip V. Baczkowski, 379 Peckham St., Buffalo

“George F. Dannebrock, 58 Woeppel St., Buffalo

*Julius Volker, 194 Central Ave., Lancaster
John R. Pillion, 61 Magnolia St., Lackawanna

Essex Cor

unity
Sheldon F. Wickes, Ticonderoga
Franklin County
William L. Doige, Chateaugay
Fulton-Hamilton Counties
Joseph R. Younglove, 14 Hoosac St. Johnstown
Genesee

‘County
Herbert A. Rapp, Darien Center
Greene County
William E, Brady, Coxsackie
Herkimer

©
Leo A, Lawrence, Herkimer
Jefferson County
“Orin, S. Wilcox, Theresa

Kings County
Max M. Turshen, 2204 Clarendon Rd., Brooklyn
*J. Sidney Levine, 1444 E. 7th St., Brooklyn
Mary A. Gillen, 82 Pioneer St., Brooklyn
Bernard Austin, 500 Bedford Ave., Brooklyn
John J. Starkey, 916 Putnam Ave., Brooklyn
Robert J. Crews, 100 Hart St, Brooklyn
John F. Furey, 338 55th St, Brooklyn
“Arthur A. Low, 160 5th Ave. Brooklyn
“Frank J. McMullen, 68 76th St, Brooklyn
Lewis W. Olliffe, 199 Bergen St., Brooklyn
Eugene F. Bannigan, 136 Maple St., Brooklyn
James W. Feely, 300 11th St., Brooklyn
“Lawrence P. Murphy, 1745 E, 35th St, Brooklyn
Harry Gittleson, 287 So. 2nd St, Brooklyn
John Smolenski, 1044 Manhattan Ave., Brooklyn
“Frank J. Pino, 1844 W. 3rd St, Brooklyn
*John J, Walsh, 789 St. Mark's Ave» Brooklyn
in Steingut, 706 Eastern P*kway, Brooklyn
Phil ip J. Schupler, 4905 12th Ave., Brooklyn
“John E. Beck, 1277 Madison St, Brooklyn
Thomas A. Dwyer, 596 E. 26th St., Brooklyn
Anthony J, Travia, 82 Barbey St, Brooklyn
‘Alfred A. Lama, 1828 Eastern P'kway, Brooklyn
“Philip Blank, 589 Penna Ave., Brooklyn
Lewis County
Benjamin H. Demo, Croghan
Livingston County
Joseph W. Ward, Caledonia
Madison County
Wheeler Milmoe, 318 So. Peterboro St.
Canastota
Monroe County
Frank J. Sellmayer, 2203 Westfall Rd., Rochester
Abraham Schulman, 353 Culver Rd., Rochester
George T. Manning, 165% ‘Alexander St.,
Rochester
‘Thomas F. Riley, 24 Lapham St., Rochester
Montgomery County
John F, Bennisoo, Fort Plain
‘Nassau County
“Frank J. Becker, Lynbrook
“Joseph F. Carlino, Long Beach
“Genesta M. Strong, Plandome
“David S. Hill, Jr., Glenwood Landing
New York County
MacNeil Mitchell, 137 E. 38th St, N. Y.
Louis DeSalvio, 425 W. Broadway, N. Y.
Owen MeGivern, 431 W. 44th St, N.Y.
Ww,

Cc

c

Cc.
Leonard Farbstein, 504 Grand St. N. Y. C.

Irwin D. Davidson, 151 Central Park
N.Y. C.

Francis X. McGowan, 235 E. 22nd St, N.Y. C.
ee H. ee 601 W. 113th St,

N.Y.C.
“Archibald D Douglas, Jr., 325 E. 57th St,
John R. Brook, 27 E. 95th St. N.¥.C,
John P. Morrissey, 343 E. 87th St, N.Y. C.
*William Prince, 540 Manhattan Ave., N. Y. C.
Silly 7 Ansteews; 270) Convent” AY

Dana Finn 3657 Broadway, N.Y.C. |

Hulan E. Jack, 45 W. 110th St, N. ¥. C.

William J. A. Glancy, 160 Cabrini Blvd.,
NY.C

Hatnlet O; Catenacto, 156-F 117ch St

Nie ra County
Jacob E. Hellinger, Middleport
Harry D. Suitor, Youngstown
Oneida County
*Harlow E, Bacon, 316 W. Embargo St., Rome
Frank A. Emma, 1608 Gibson Rd., Utica
Onondaga County
Leo W. Breed, 1703 Park St, Syracuse
*Clellan S. Forsythe, 600 Roberts Ave., Syracuse
Frank J. Costello, 1030 E. Genesee St., Syracuse
Ontario County
Harry R. Marble, RD, Holcomb
Orange County
Lee B. Mailler, Cornwall
Wilton . VanDuzer, Middletown
leans County
John S. erthomnsn, Medina
-go County
Henry D. Coville, Central Square

Otsego County

“Paul L. Talbot, Burlington Flats
Putnam County

D. Mallory Stephens, Brewster

Queens County
*Alexander DelGiorno, 31-75 29th Si
Island City
William E, Clancy, 61-49 Linden St,
Ridgewood
“Joseph H. Brinster, 71-15 71st St, Glendale
Charles J. Dalzell, 23-26 33rd St, Long
Island City
*Thomas Hurley, 35-31 93rd St., Jackson Heights
William F. Bowe, 35-39 159th St., Flushing
George Archinal, 77-32 78th St. Glendale
*Samuel Rabin, 85-07 Warebam Pl., Jamaica
Fred W. Preller, 218-05 100th Ave., Queens
Village
*Angelo Graci, 107-19 75th St., Ozone Park
“Thomas Fitzpatrick, 153-24 89th Ave., Jamaica
John H. Ferril, 446-B 142nd St., Neponsit
Rensselaer County
“John S. Finch, Schodack
Richmond County
*Arthur T. Berge, 63 Gregg P., S. I.
*Edmund P. Radigan, 152 DeKalb Ave.,
Concord, S. I.
Rockland County
Robert Walmsley, Nyack
St. Lawrence County
Allan P. Sill, Massena
Saratoga County
Richard J. Sherman, Saratoga Springs
Schenectady County
Oswald D. Heck, Stop 10, Troy Rd., Schenectady
Sch County

Long

joharie
Arthur L. Parsons, Central Bridge
Schuyler County
Jerry W. Blac, Perry City
Seneca County

Lawrence VanCleef, acs Falls
Steuben County

William M. Stuart, Canisteo
Suffolk County

Edmund R. Lupton, Mattituck

Elisha T. Barrett, Brightwaters

a1

f
bi
:

Sullivan County
Dem *James G. Lyons, Monticello
County
Rep Myron D. Albro, Lounsberry
Tompkins County
Rep Stanley C, Shaw, 315 N. Genieva St., Ithaca

Ulster County
Rep John F, Waldin, Highland
‘Warren County
Rep Harry A. Reoux, Warrensburg
‘Washington County
Rep Henry Neddo, Whitehall
‘Wayne County
Rep Henry V. Wilson, Wolcott
‘Westchester County
Rep Malcolm Wilson, 77 Rockland Ave., Yonkers

1

2 Rep *Fred A. Graber, 146 Grove St., Tarrytown

3 Rep *P. Raymond Sirignano, 72 Douglas Pl., Mt.
Vernon

4° Rep *Frank S, McCullough, 15 Wappanocca Ave.,
Rye

5 Rep Christopher H. Lawrence, 26 Valley Rd.,
Bronxville

6 Rep Theodore Hill, Jr. Jefferson Valley

‘Wyoming County
Rep Harold C, Ostertag, 170 Main St., Attica
Yates County
Rep Fred S. Hollowell, R.F.D. 2, Penn Yan, N. Y.

* New; others re-elected

Official N. Y. Vote
Official canvass of the New York
State vote on November 7 has been
completed by the State board and
shows the following results:

PRESIDENTIAL ELECTORS

Roosevelt and Truman. .......3,304,238
Dewey and Bricker 2,987,647
Plurality 316,591

UNITED STATES SENATOR

Robert F. Wagner. 3,294,576
Thomas J. Curran 2,899,497

Plurality 395,079

ASSOCIATE JUDGE OF THE
COURT OF APPEALS

Marvin R. Dye. 3,159,713 Tafeita pee
John VanVoorhis. 2,926,528

Plurality 233,185

Of particular interest and signifi-
cance in the tally was the revelation
that Roosevelt and Truman received
496,405 votes in the American Labor
column, and 329,235 in the Liberal
Party column.

‘The Republican Party continues to
hold its position as the leading party
in this State,

The Roosevelt vote in the five
counties of New York City totalled
2,042,500, as against a Dewey vote
in the metropolis of 1,271,287. In
the counties outside of New York
City, the Dewey vote was 1,716,360,
while Roosevelt’s Democratic col-
umn showed 1,130,844, the Ameri-
can Labor 107,814, and Liberal
23,080 totaling 1,261,738.

22

130 WASHINGTON AVE.

Salary Adjustment Bill
(Continued from page 4)

§ 4. The sum of fifteen million dollars ($15,000,000)
or so much thereof as may be necessary, is hereby ap-
propriated from any moneys in the State treasury not
otherwise appropriated, for the support of government \
and the payment to employees of the State of the cost
of living salary adjustments provided by this act. Such
moneys hereby appropriated shall be paid on the order
and warrant of the comptroller upon the certification
of the officer authorized by law to certify the regular
payrolls of the employees affected by this act. To the
extent that appropriations heretofore and hereafter made
for personal service are sufficient for the purpose, they
shall be available and used for the payment of the in-
creased compensation authorized by this act, subject to
the audit and warrant of the comptroller and the cer-
tification prescribed by law for the payment of the
normal compensation of such employees.

§ 5. This act shall take effect immediately and shall
continue in force and effect until April first, nineteen
hundred forty-eight, on which. date it shall terminate.

SOME MEMBERS OF EXECUTIVE COMMITTEE

Francis C. Maher, Member of Executive Committee for
Dept, of Law; Janet Macfarlane, Secretary; William M. Foss, Member of
Executive Committee for Dept. of Conservation; Mrs. Mildred O. Meskil,
Member of Executive Committee for Agriculture and Markets; Jesse B,
McFarland, First Vice-President; Earl P. Pfannebecker, Treasurer; and
Edward J. Ramer, Member of Executive Committee for Dept. of Public

Works.

ALBANY BUSINESS COLLEGE

HONE 5-3449

The State Employee

Where Is My 10%

Increase 7
Dear Editor:

‘The other day my wife asked me
for a couple of extra dollars and I
replied that T was broke. “What?
she replied,. you are getting more
money and giving me less and less
each year.” I asked her how did she
know that I was making more mo-
ney. “Don’t try to fool me,” she
replied, “because I read the ‘Leader’
and the ‘State Employee.’ Further-
more, all the papers in the country
stated that ‘N. Y. State Employees’
get a big increase (74% to 10%).
T was puzzled—and furthermore,
added, “You got a 10% increase in
1942 and another one in 1943—that
makes it 20%” After some lengthy
discussion on how this all worked
out I gave up, for she still could not
see my explanation.

Tt occurred to me that it would be
best to sit down and figure it all out
so that it would be published in the
“State Employee” and that when my
wife reads the next issue she will
apologize for not believing my story.

Since 1938 I have been receiving

the top salary of $1,800.00 in my
. grade, so that I will not get any
more increments.

The chart below will give you a
picture of my situation also a com-
parison of actual moneys received
by me.

Will you please help me explain
this situation, she insists that since
I got a 10% raise in 1942 and another
10%, raise in 1943 I should be getting
at least 20% more pay then I did in
1938. That is not the case, so please
don’t try to get me another 10%, in-
crease this year because she will fig-
ure it out that I am getting 30%
more pay, instead I will actually be
getting less and less each year, and if
this increase keeps up I will soon be
working for nothing.

My name and address will not be
given to you because if my wife reads
that I have won the $10.00 prize for
this article she will be looking for
the $10.00, forgetting the fact that
I must pay about $2.30 Federal In-
come Tax on this amount, and I
would be out this $2.30 in cigarette
money.

“For a better retirement plan—
30 Years—half pay.”

1938 1939 1942 1943
Salary oo... $1800.00 $1800.00 $1800.00 $1800.00
10%, increase none none 180.00 180.00
Total ; $1800.00 $1800.00 $1980.00 —- $1980.00
Federal I. Tax
Earned I. Credit 180,00 198,00 none
Exemption 1500.00 1200.00 1200.00
Balance subject to tax ... $ 120.00  $ 582.00 — $ 780.00
Tax Rate 4, 20°, 239,
Federal Tax due ......... none $ 480 $11640  $ 179.40
10%, increase received none 180.00 180,00
Income ‘Tax paid 116.40 179.40

Actual increase to me

Comparison of actual moneys received by me:
(93!

$ 63.60 $ 60

1942 1943

Salary $1800.00 $1800.00 $1980.00 $1980.00
Tax none 4.80 116.40 179.40

Actual cash $1800.00 $1795.20 $1863.60 $1800.60
Money spent by me for

essentials, carfare, lunch-

es, cigars, fights, etc.... 520.00 520.00 728,00 780.00

Balance given to wife $1280.00 $1275.20 «$1135.60 $1020.00

- it throws the merit principle out the

Fair Veterans' Preference

(Continued from page 7)
even if far more capable and experi-
enced persons are fired.”

In the first rush of eagerness to see
that justice is done these provisions
may have sounded fair enough to
the legislators last spring. But are
they fair, even for the soldiers? Six-
teen civic organizations of the high-
est standing believe that they are not
and have appointed a co-operative
citizens’ committee to urge a better
program upon the Legislature. The
committee points out that a man
who served through every difficult
campaign unharmed would get limi-
ted preference, whereas one who re-
ceived a slight injury in camp would
have preference for life; and a seri-
ously disabled man must forever
more compete on equal terms with
this same once slightly injured man.
Returned soldiers are offered no pri-
ority at all for non-competitive jobs,
for the appointments outside civil
service so useful to politicians.

“The bill must militate against effi-
cient government because in effect,

window. There will be little incen-
tive for other citizens, for the young-
er generation emerging from high
schools and colleges, to enter a civil
service competition which disregards
standing on examinations and which
does not offer even promotion on a
freely competitive basis. This handi- |
cap will apply to State and local gov- a
ernment jobs, in the schools, in ef
health, fire and police departments.
“There are a number of acceptable
alternatives to the provisions of the
Hampton-Devany bill. We believe
that the legislators should drop that
proposal and frame one which will
insure justice to the soldiers without
wrecking the merit system.”

Back the
ATTACK

Buy War Bonds

Are You Availing Yourself of the Association

January

23

RIK AT

i Rat aL

Short Story

Mrs. Edith W, Stone, this months’
$10.00 award winner of the Short
Story Contest, has been in State ser-
vice since 1939, She is an employee
of the Payroll Division in the De-
partment of Audit and Control.

“The State Employee’s” editorial
board, after thorough consideration,
adjudged her contribution, entitled,
“Mail for Morale,” was best of the
numerous short stories submitted in
the contest for January.

Mrs. Stone attended Hudson High
School and Skidmore College, where
she wrote stories for the “Skidmore
Quarterly.” Among her other writ-
ings are short stories for the Scudder
School Student magazine and in the
Scientific Monthly on the experi-
ments and discoveries of Joseph
Henry, written in connection with
the Joseph Henry Centennial.

She was also editor and “composi-
tor” of the “Comptroller's Report”
described in the Short Story on this
page, which she avers “is no figment
of the imagination.” It is a minia-
ture two-page newspaper sent out
every month to the Bureau employ-
ees who are in military service.

You, too, Mr., Miss or Mrs. State
Employee, have the chance to win
yourself one of the monthly awards
in this contest, and perhaps open the
door to literary fame for yourself.

The stories must be fiction, and
about some phase of State service.
‘They. should be approximately 600
words long, and all manuscripts

. automatically become the property

of “The State Employee.”

Boat Piloting Class
Starting in Albany

If you are interested in boating,
you can increase your pleasure and
usefulness on a boat by taking ad-
vantage of a free course on Piloting
being given in Albany under the
auspices of the Mohawk-Hudson
Power Squadron.

The course will be given at the
Albany High School by qualified in-
structors on Wednesday nights from
7 to 9 beginning January 17th, It
consists of eight lectures on subjects
covering “Rules of the Road at Sea,”
“Safety at Sea,” “Seamanship,” “The

24

Mail for Morale
By EDITH W. STONE

Johnnie was blue. There was no getting around it, he was terribly in
the dumps, as who wouldn’t be. Wherever he looked, there was mud, insects
and sniping Japanese who took a crack at him if he as much as lifted his
head. He was ordinarily a happy, friendly chap, despite the fact that he was
an orphan who had known rigid discipline in a Home for many years.

Now his thoughts were bitter. To his buddy in the mud hole he said:
“Was I a fair weather friend after all? Why, I enlisted to fight for them. I
though they were my friends.”

“Who you talking about.”

“The boys and girls in UIB where I worked for nearly two years before
war was declared. They gave me a swell send off; I'll never forget it. And
the letters they wrote me! Almost every day I heard from some one. They
were my Family. Say, you should have seen that interesting Bulletin, the
“Comptroller’s Report,” they sent out each month. It was the cleverest thing
you ever saw with its news about things back home and about the boys in
service.”

Johnnie lapsed into silence. He recalled his several months of training
in the States and the order to depart for overseas duty. Letters and Bulletins
continued to arrive, though undoubtedly the service was slower. Then one
day he drew a blank. That was last October. Now it was February and still
there was the same reply when mail came in. “Sorry Johnnie, there is
nothing for you today.”

Lying there in the jungle mud, he decided life wasn’t worth the effort.
“What the heck” he said. “I might as well go out and get myself a Jap or
two. What difference does it make if there is one less American out here
on this lousy island.” With that he started up.

“Hey, you,” came an order low but distinctly, “get down under cover
before you get your fool head blown off.”

Automatically Johnnie dropped back to a prone position, but he -re-
solved that night to go out there and get it over with. Instead, he was one
of five men sent back to Base Headquarters, to regain control of nerves
that were jittery and frayed from weeks of moving up on the enemy.

On the third day back in Camp a plane arrived. Johnnie gave it scant
heed until he heard a shout: “Mail! Mail from home!”

“Why should I get excited,” he said. “There is never anything for me.
There hasn’t been anything now for the last four months.”

However, hope springs eternal, and Johnnie decided to join his buddies
as they crowded around the bundles of mail. Then he heard his name called—
again and again. It couldn’t be true, but it was! Letters, cards, several Bul-
letins and too, a Christmas package from the office. He laughed while tears
streamed down his cheeks as he fingered the mail that had followed him for
weeks way out across the Pacific. Finally he opened the package. It con-
tained not one, but many gifts, all wrapped and tied in true Christmas style.
Why, the gang hadn’t forgotten him after all. They were still his Family,
and in giving him gifts and words of cheer, they had also given him faith—
faith in himself and in humanity. /

Life was purposeful once more. “Lt me at those Japs again, shouted
Johnnie, “We Allies have to win this war for the folks back home.”

Mariner’s Compass,” “Aids to Navi-
gation,” “Charts and Piloting,” and
“Manners and Customs on. Ship-
board.”

Emphasis is placed on information
useful in connection with small
pleasure craft, rather than with large
vessels, making the course of great
interest to the amateur boatman.

Further information on the course

may be obtained by calling Arthur.
Wurthman, Albany 3-5215, during
business hours, or writing him at 44
West Erie Street, Albany.

Té you are located in other areas of
the State and are interested, it is
suggested that you contact the local
Power Squadron in those areas who
give similar courses on the same
subjects.

The State Employee
SI a i a nl aa a

Interesting Letter

We believe that many an employee of the Mental Hygiene Department
will be pleased to read the following letter from one of their fellow workers
now looking after the wounded near the battle front. The letter also indicates
what a fine thing the Association’s Hudson River Chapter did when they re-
membered their former fellow workers with a certificate of honor and a
friendly Christmas wish. The letter is from George J. Murray, an Attendant,
on leave with the armed forces:

32nd STATION HOSPITAL
APO 364, c/o Postmaster
New York, N. Y.
24 November, 1944
(Italy)
Dear President de Cordova:

I wish to acknowledge with many thanks, the Christmas card and
the Honor Roll Certificate which arrived recently. Being a member of
your organization, I feel as though I have an obligation to fulfill re-
garding the progress ’'ve made in the Army so that you and the mem-
bers can see for yourselves what goes on in the Old World.

Arrived in North Africa 27 January, 1943, and didn’t waste any
time in setting up a 500 bed hospital. We had our hospital at the beau-
tiful summer resort town of Tlemcen, Algeria, (Afrique Du Nord).
The city, with its rolling mountains, had an elevation of 3,200 feet
above sea level, which is ideal for a hospital. In spite of the fact the
hospital had to be split up in various parts of the city and necessitated
a shuttle ambulance service, we found out from experience that it
gave the patients a chance to move about more freely. This was strictly
French and Arabic country, and to cope with the language was our
most difficult problem. French is not difficult and can be mastered
with a bit of patience, but Arabic is beyond our comprehension. The
enlisted personnel were quartered at the Hotel Des Voyageurs, which
was ideally located and accessible to the hospital areas scattered through-
out the city. You just can’t realize why a hospital had to be so far back
from the fighting line until you see the air evacuation coming in by the
hundreds in addition to the ambulance service from other localities.
In fact, the greater percentage of patients received at Tlemcen, were
evacuated by air so that front line hospitals would have sufficient va-
cancies for emergencies, which required immediate treatment.

December of 1943, we pulled out of North Africa and rested up a
bit, then finally landed in Italy, This time we were stationed 25 miles
from the fighting line, where things were a bit hotter than Africa.
However, we didn’t run into any difficulty because our boys were
pushing the Germans up the boot mighty fast. About a month after
we had the hospital in operation again, Mount Vesuvius erupted and
from the hospital area (which is about 18 miles from Vesuvius), we
could see her shooting’ up tons of rock and smoke. It was a beautiful
sight at night to see the sparks rubbing off the rocks and finally come
down with a roar. The eruption lasted for 11 days and during the
final stage, when the lava began to roll off the crater, smoke rose to
a height of 2,000 feet. It was a beautiful sight and the action taken by
the Army transportation corps in providing evacuation from the af-
flicted area, is one worthy of praise. The records show that only 24
people lost their lives in this eruption as a result of being smothered
under (25 feet thick in some places) or by inhalation of smoke. Over
650 feet of the mountain was blown off and the old girl is not dead
by a long shot. One never knows when it will blow off and every ef-
fort is made to provide ample warning when the next one comes.

You are probably wondering what we do in our spare time, which
is just about enough to see a show and go to bed. We have shows three
nights a week and I manage to go to the San Carlos Opera about twice
weekly. Recently, a couple of GI night clubs sprung up (The Merry
Go Round) & (The Three Graders Club). Since I'm only a T/4

(Continued on page 26)

January

3 ~=
You Can Help

AMERICA

When ‘Ou Travel La

by going in MID-WEEK to
ease WEEK-END congestion

Wartime conditions tend to crowd trans-
portation facilities on week-ends when
soldiers and war workers travel, You
can aid by going places during the mid-
week when possible—and by getting
tickets and information in advance to
avoid delays at departure time.

GREYHOUND TERMINAL
350 Broadway, Albany .. Phone 6165

GREYHOUND

ALBANY PHONES: 5.4574 and 5-4575

1945 DUES
ARE DUE

25

26

Interesting Letter (Continued from page 25)
(Sergeant), I can only go to the Merry Go Round which is not bad
at all. No stags allowed since there are sufficient WACS around here
to provide an evening of entertainment and enjoyment. Outside of
that, there isn’t much we can look forward to in the realm of enter-
tainment.

Had the occasion to visit Rome recently, and believe me, it’s the
nearest thing to civilian life except you’ve got to have the chips if
you want to send anything to the wife, or your Ma or Pa. Before I
left, I managed to speak to the Pope personally and it was the biggest
thrill of my life, We had the city of Rome for five days and we just
couldn’t cover it in that short period. I went to the very top of St.
Peter's Cathedral (490 feet high) and which is by far, the most mag-
nificent Church I’ve ever seen in all my life. The works of Michael
Angelo and Raphael were beyond description and the Swiss Guards,
who protect the Vatican personnel and property, have uniforms that
are strictly classical and yet this uniform was never altered or changed
since Michael Angelo designed it. Reports here indicate there won't
be any changes if the Vatican has anything to say about it.

It is regrettable that time will not permit me to go any further.
However, I do want to take this opportunity to express my sincere
appreciation and thanks to each and everyone of the employees of the
Hudson River State Hospital and wish them all a very Merry Christ-
mas and a Happy New Year from Italy.

Respectfully yours,
GEORGE J. MURRAY,

The Record Thus Far (Continued from page 19)

Occupational Therapy
Supervising Occupational Instructor 23 2000—2500
Senior Occupational Instructor 2-2b — 1650—2150

Occupational Instructor 2a 1400—1900

2.
Occupational Therapy Aide 2-1b 11501650
Recreation Instructor 7-1 1800—2300
Assistant Recreation Instructor 2-2a 1400-1900
2-21

Bandmaster

2b — 1650—2150

NEW YEAR'S EVE

$3 per person couvert charge
{including Federal Tax)

Make reservations, with remittance,

ENTERTAINMENT
Evenings from 9:30

=
Daily (Except Sunday) 4 to 8:30

GEORGE J. MURRAY
Of Hudson River State Hospital
Staff with the armed forces.

THE CAPITOL

RESTAURANT

IN THE STATE CAPITOL
Splendid Food

Pleasant Atmosphere

Open Daily from 7 A.M. to 7 P.M.
Saturdays from 7 A.M. to 3 P.M.

Under the management of

PETER GIFTOS

Fair Emergency Pay
(Continued from page 3)
based upon the items and grades of
items most frequently purchased by
the average wage earner. This tends
to diminish the weight of low priced

items in the index (p. 26)!,

It may be that the rise in the cost
of living for families in the higher
income brackets has been less than
the B.L.S. figures would indicate.
Food and clothing represent a small-
er part of the high salaried worker’s
budget but that part of the budget
that they do represent has risen by
36.4 and 41.7 per cent respectively.
Taxes which do not and should not
enter into a cost of living index fall
more heavily on the high salaried
worker and the increase in taxes has
forced a reduction in his budget for

The State Employee

current expenses which is difficult INDEXES OF COST OF LIVING IN LARGE CITIES COMBINED, _

to make in the face of rising prices NEW YORK CITY AND BUFFALO, 1935 TO OCTOBER, 1944
for consumer goods. A larger por- (Average 1935-39 = 100)
tion of his income is allocated to sav- (From U. S. Bureau of Labor Statistics) :
ings, life insurance, payments on a Date United States New York City Buffalo
home, etc. In so far as these savings 1935 98.1 99.2 975
represent fixed expenses, adjustment 1936 99.1 99.4 99.0
is difficult without permanent loss. 1937 102.7 102.0 103.1
On August 25, 1944, Senator Pep- 1938 100.8 100.0 100.8
per submitted a resolution which, 1939 99.4 99.5 99.5
exclusive of the whereases, reads as 1940 100.2 100.8 101.0
follows: “Resolved by the Senate 1941 ° 105.2 104.7 107.5
(the House of Representatives con- 1942 1165 114.7 120.0
curring), That it is the sense of the 1943:
Congress that a straight time hourly January 120.7 119.8 124.7
wage rate of 65 cents per hour is the February 121.0 120.2 125.0
minimum below which the National March 122.8 122.0 126.4
War Labor Board shall consider any April 1241 122.8 127.4
wage rate substandard.” Figured on May 125.1 1242 128.8
the basis of a 40 hour week and 52 June 124.8 123.8 127.8
weeks to a year this.would equal an July 123.9 123.7 126.2
annual salary of $1,352 and would August 123.4 122.8 125.4
place large numbers of State employ- September 123.9 124.0 1255
ees receiving the minimum of $1,200, October 124.4 1245 126.1
plus the current 10% cost of living November 124.2 124.8 125.9
bonus, in the substandard group. December 124.4 125.1 126.1
The American Federation of La- 1944:
bor states that “it costs 85 cents an January 124.2 124.7 125.2
hour on a forty hour week to main- February 123.8 1242 125.0
tain a family at even a bare subsis- March 123.8 124.7 124.8 .
tence level,” (Labor’s Monthly Sur- April 124.6 125.3 1249
vey, November, 1944, p. 7). May 125.1 125.8 1258
Tre pear es wee ie mal 125.9 126.3
Us, Rees ate, pig Seob tbe july ” 126.5 126.6 1
the President’s Committee on the Cost of
ivi ‘ll i " August 126.4 127.2 126.3 y
Living, William H. » Chairman, re- igus
(Eves Govea nar ean dite ag ee September 1265 271 1271 ]
Secretary to the President. October 126.4 127.1 127.0 4
INDEXES OF COST OF LIVING IN LARGE CITIES, 1935 TO OCTOBER, 1944 |
(From U. S. Bureau of Labor Statistics) y
(Indexes! (1935-39 = 100) of cost of — -|
Fuel, Electricity, House
All Items Food Clothing Rent? and Ice Furnishings Miscellaneous
1935 98.1 100.4 96.8 94.2 100.7 94.8 98.1
1936 99,1 1013 97.6 96.4 100.2 96.3 98.7
1937 102.7 1053 102.8 100.9 100.2 104.3 101.0
1938 100.8 97.8 102.2 104.1 99.9 103.3 1015 !
1939 99.4 95.2 100.5 1043 99.0 101.3 100.7
1940 100.2 96.6 101.7 104.6 99.7 100.5 101.1 |
1941 105.2 105.5 106.3 106.2 102.2 107.3 104.0 |
1942 1165 123.9 1242 108.5 105.4 122.2 110.9
1943 123.6 138.0 129.7 108.0 107.7 125.6 115.8
1944:
January 15 124.2 136.1 134.7 108.1 109.5 128.3 118.4
February 15 123.8 134.5 135.2 108.1 110.3 128.7 118.7
March 15+ 123.8 134.1 136.7 108.1 109.9 129.0 119.1
April 15 124.6 134.6 137.1 108.1 109.9 132.9 120.9
May 15 125.1 135.5 137.4 108.1 109.8 135.0 1213
June 15 125.4 135.7 138.0 108.1 109.6 138.4 121.7
July 15 126.1 137.4 1383 108.2 109.7 138.7 122.0
August 15 126.4 137.7 139.4 108.2 109.8 139.3 122.3
September 15 1265 137.0 1414 1082 109.8 140.7 122.4
October 15 126.4 136.4 141.7 108.2 109.8 141.3 122.7

1 Based on changes in cost of goods purchased by wage earners and lower-salaried workers. |
Rents surveyed at quarterly dates: Mar. 15, June 15, Sept. 15, and Dec, 15.

January ; 27

SR ie Sei Gy”

Salary Checks
(Continued from page 17)

Tf next year the State increased
every basic State salary (not includ-
ing the bonus) by about 307% you
would be receiving about the same
real wage rate as formerly.

This procedure of adjusting
money wages to pay constant real
‘wages was incorporated in part in
the Cost of Living bill, passed by
the Republican Legislature and ve-
toed by Governor Lehman on the
ground that the future trend of
prices was then uncertain and the
State should wait a while.

We have waited. The evidence is
overwhelming that prices and money
wages have permanently parted com-
pany and must be brought into line
by a Cost of Living adjustment pay-
ment in addition to the present sal-
arics.

The adjustment should be based
‘on the present index of the cost of
living. It should provide extra com-
pensation equal to the increased level
of prices for essential commodities.
Further adjustments should be made
cach year. The adjustment should
apply equally to all salaries. The
time has gone when only the low sal-
aried employees are “up against it.”
We employees are all in the same
boat in the same difficult storm.

All of this has nothing whatever
to do with questions of a fair mini-
mum wage of $1,500; the amount
determined by the State Department
of Labor as the minimum essential
to health and reasonable social and
civic life. It has nothing to do with
overtime rates or with extra com-
pensation for hazardous jobs, or with
the need for revision of Feld-Hamil-
ton salary scales. It is concerned
with the results of the current infla-
tion of prices and secks to keep the
Dollar an honest measure of value.
‘The Dollar as a measure of value has
shrunk disastrously. We must make
it an honest measure by stretching it
to its former length. It must again
buy 100 cents worth of goods.

Let’s make the salary check an
honest check.

ligerents and their collaborators; ex-
amines post-war economic plans for
a durable peace.
Introduction to Public Administra-
tion

This course is designed to intro-
duce the student to the elements of
public administration. Attention will
be devoted to the evolution of ad-
ministrative organization; organiza-
tional types: staff, line, and auxiliary
agencies and functions; controls of
administration; the broadest aspects

_ of personnel selection, classification,

training, movement, and relations;
budgeting and fiscal control.
Statistical Clinic

A round-table discussion of prob-
lems brought to class by the students,
followed by the instructor’s suggest-
ed solution and procedure.

There is a possibility that a night

Educational Opportunities
(Continued from page 13)

Taw school may start sometime in
1945, providing there is a sufficient
demand. To meet the rules and re-
gulations established by the Court of
Appeals, the students will have to
be in attendance for a period of four
years. Should civil service employees
be interested in this matter, will they
please mark the enclosed blank ac-
cordingly.

State employees interested in ex-
tension courses should cut out the
enclosed blank and send it to the
Association Headquarters, Room
156, State Capitol, Albany, New
York, no later than January 15th,
Any additional information desired
may be obtained by communicating
with Dr. David M. Schneider, Co-
Chairman of the Committee, P. O.
Box 1740, Albany 1, New York.
(Telephone 5-8881).

_EXTENSION COURSES
Sponsored by
ASSOCIATION OF STATE CIVIL SERVICE EMPLOYEES

Questionnaire

1. Name in full 4 pe
(Please PRINT) First
2. Home Address ‘ 2
Number Street

Middle Last

Gig ee pete Now

. With which Department are you connected?....

3
4. Title of your position
5.

. List below the name of every high school and college that you have

attended,

School or College
a..
b.
cs
d

6. List below the courses in which you are interested.

State College for Teachers

wuld a

Location

ig) stablishe ys
ested in working towards a degree of Bachelor of Laws? Yes...

Date if
Graduated

From To

Siena College

Ys

uu be inter-
. No...

Please return this questionnaire not later/that January 15th to the Association
Headquarters, Room 156, State Capitol, / Albany.
]

ESTABLISHED 1898
“Our Business Is Growing”

UNUSUAL FLORAL ARRANGEMENTS
We Grow Our Own

FLORIST:
121 NORTH PEARL STREET

28

A The State Employee
Civil Service Notes

By THEODORE BECKER
State Department of Civil Service
‘New Privileges for World War II
Veterans

Veterans of World War II have
been accorded special exemptions
from the War Manpower Commis-
sion’s “job-freeze” regulations, ac-
cording to a recent memorandum is-
sued to all State appointing officers
by J. Edward Conway, president of
the State Civil Service Commission.

If you are a veteran of World War
II now employed in a State job, you
are no longer required to obtain a
statement of availability in order to
accept other employment. However,
this does not mean that you must be
granted a leave of absence to take
the other job. Leaves of absence are
still entirely discretionary with your
department head, and if he refuses
to grant such leave there is still no
appeal. The new regulation merely
means that, as a veteran of World
War II, you may be hired by another
employer even though you lack a
statement of availability.

The other special privilege granted
to veterans of World War II permits
them to be hired by State appoint-
ing officers even though such vet-
erans have no statements of avail-
ability. This means that if you are a
World War II veteran and are of-
fered a job from a State eligible list
or otherwise, you will not be obliged
to decline an appointment merely
because you lack a statement of avail-
ability. Thus, you could transfer
from an essential war job to State
service without waiting the usual
sixty days as in the case of a non-
veteran who may have no certificate
of availability.

Termination of Military Duty of
* Commissioned Officers
Under the provisions of the New

York State Military Law, a public
employee who has been on military
leave of absence is entitled to rein-
statement to his position during the
sixty day period following the “ter-
mination of his military duty.”

The term “termination of military
duty” is defined as the date of a cer-
tificate of honorable discharge or a
certificate of completion of training
and service as set forth in the Selec-
tive Training and Service Act of
1940 and the National Guard and

January

Reserve Officers Mobilization Act of
1940. Accordingly, it is clear that
a State employee who has received a
certificate of honorable discharge
must make application during the
sixty days following in order to com-
pel his reinstatement. But what must
must be done in the case of a com-
missioned officer who has not been
discharged but who has been placed
on inactive duty? Is such an officer
required to make application for re-
instatement within sixty days after
the date his inactive status begins, or
can he wait until sixty days after his
commission expires—which may be
six months after the termination of
the war?

The question regarding commis-
sioned officers was recently put to
the Attorney-General. In an infor-
mal opinion, dated October 18, 1944,
the Attorney-General held that the
Military Law was intended to grant
a military leave of absence only dur-
ing an employee’s period’ of active
service; and that when a reserve of-
ficer is released from active duty (ex-
cept a temporary period), he must
claim his right to reinstatement in
public employ within the prescribed
sixty day period.

Citing Federal statutes which pro-
vide for certificates of service for
commissioned officers, the Attorney-
General concluded his opinion as
follows:

“A release from active duty as a
reserve officer under any of such
provisions would seem to entitle an
officer to a certificate of completion
of service and must be deemed to be
a termination of military duty under
Section 246 of the Military Law.
Should such an officer be at some
future date recalled to active service
during the period of the war or
within six months thereafter, he
would be again entitled to a military
leave of absence from his public po-
sition, but there can be no doubt
that the Military Law did not intend
to grant such a leave for the entire
period that an employee might be

subject to call for active service al- .

though he is actually in an inactive
status which does not prevent the
performance of his civil duties.”
What You Should Know About
Promotions
The value of any career system is

judged by the method provided for
advancement in the service on the
bassis of demonstrated merit and fit-
ness. The career system is an integral
part of the competitive civil service
in this State. Promotions are guar-
anteed by the legislative command
that “vacancies in positions in the
competitive class shall be filled, so
far as practicable, by promotion from
among persons holding positions in
a lower grade.”
Safeguards Provided

In order to give employees an op-
portunity to protect the holding of
open competitive examinations to fill
vacancies to which they consider
promotion practicable, appointing of-
ficers must post notices of requests
for open competitive examinations
for 15 days, unless the civil service
commission has determined that
there are fewer than three employees
eligible to compete in a promotion
examination for the particular posi-
tion involved.

In addition, under the rules of the
State Civil Service Commission, a
transfer cannot be made to a vacan-
cy for which either a promotion list
or a field for promotion (i.e., three
or more qualified employees) exists.

Qualifications for Promotion

Promotions to State positions are
ordinarily confined to employees
working in promotion units estab-
lished by the State Civil Commission
in cooperation with the departmental
appointing officers. A recent change
in the Civil Service Law authorizes
inter-departmental promotion exam-
imations to fill vacancies in depart- _
ments where no departmental pro-
motion list or field for promotion ex-
ists. But no such examinations have
yet been held for State positions.

Eligibility for promotion is also
limited to competitive class employ-
ees with six months or more of ser-
vice immediately preceding the date
of the examination in positions
which would naturally and properly
fit them to perform the duties of
the higher position .

Competitive and Non-Competitive
Promotion

If more than three eligible appli-
cants file for a promotion examina-
tion, a competitive examination must
be held. But if three or fewer elig-
ibles file, a competitive examination

29

need not be required. In such case,
the appointing officer may nominate
one et the three applicants for non-
competitive examination. If such
nominee has qualified in an exam-
ination of an equivalent character,
he need not be required to take a
further examination. Otherwise he
must be given a qualifying examina-
tion. Where a promotion does not
involve a change in duties, but only
an increase in salary, the nominee
need not take an examination to es-
tablish his qualification.
Salary on Promotion

Generally, employees promoted to
Feld-Hamilton positions must be ap-
pointed at the minimum salary of
the grade. However, if an employee
is promoted to a higher overlapping
grade and has been earning more
than the minimum of the higher
grade, then he may be promoted at
his old salary, but is eligible for an
increment at the beginning of the
next fiscal year. If such employee
had been earning the maximum of
his lower grade for a year or more,
however, he is entitled to an incre-
ment upon promotion, In the latter
case, if the promotion occurs prior
to October first, the employee may
feceive another increment the fol-
lowing April first,

Probationary Service

An important distinction between
an original appointment from an
open competitive list and a promotion
that is often overlooked is the mat-
ter of probationary service. Although

rsons appointed to State service

ym an open competitive list are
required to serve a probationary peri-
‘od at the end of which they may be
dropped without charges, persons
who are promoted to State positions
are not required under the rules of
the State Civil Service Commission
to serve any probationary period,

Service Record Ratings

If you are a State employee in the
competitive class or in the non-com-
petitive class, you know the impor-
tance of service record ratings. If
you receive an unsatisfactory rating
(ic., below 75 per cent) you cannot
receive a Feld-Hamilton salary inere-
ment, For competitive class employ-
ees, an unsatisfactory service record
rating has an additional, and often
more serious consequence. A service
record rating of less than 75 per cent
prevents an employee from passing
State promotion examinations.

The recognized importance of ser-
vice record ratings has led to the

30

enactment of laws and the promul-
gation of rules to cover the admin-
istration of a service record rating
system.

Covered by Military Law

Even the New York State Military
Law contains provision for service
record ratings. It provides that a
public employee who is absent on
military duty must be credited with
the average of the efficiency ratings
which he received for the three
rating periods immediately prior to
his absence on military duty, but
such rating must not be less than a
passing grade for the period of such
absence. This guarantees that Feld-
Hamilton employees in military ser-
vice will not lose increments by rea-
son of their military duty.

Under the Civil Service Law, the
State Civil Service Commission was
required to promulgate suitable rules
covering service record ratings for
State employees. These rules, ap-
proved by the Governor, form the
basis for the existing service. record
rating system,

Provisions of the Rating Rules

The Service Record Rating Rules
contain the following important pro-
visions:

1. Employees must be rated upon
the quality, quantity, and other fac-
tors of their performance, with due
consideration being given to atten-
dance records,

2. Special credits for exceptional
performance and demerits for un-
satisfactory service may be granted
on the basis of written reports sub-
mitted by departments, provided
they are enproved by the State De-
partment of Civil Service.

3, The Civil Service Commission
will notify employees when they
have received special credit or de-
merits, An employee who receives
demerits is entitled, upon request, to
receive an account of his unsatisfac-
tory performance from the Commis-
sion, and may file with the Com-
mission a written appeal,

4, The Civil Service Commission
may also allow employees to appeal
to it for special credit which may ||
have been disallowed. i

5. A personnel board to assist the //
Civil Service Commission must be //
appointed by the head of each State//
department or agency or may be se+/
lected by the employees themselves!
if the department head so decides,
This board must have at least three
members, one of whom must be an

employee with at least two years of
competitivee class service.

6. Meetings of the personnel board
must be called by the agency head
and an endeavor made to secure uni-
formity of standards and ratings so
that employees shall not be discrimi-
nated against because of the lack of
uniformity in the ratings.

The personnel board is re-
quired to notify the employees of
their ratings, exclusive of special
credits or demerits, and must allow
employees to appeal within five days
of notification. The personnel board
and the agency head constitute the
appeal board and they set up the
appeal procedure. The decision of
this joint appeal board is final as to
ratings other than those for special
credit or demerits. As to special cre-
dit and demerits, the final decision
rests with the State Civil Service
Commission.

BETWEEN QUOTATION
MARKS

Under the above heading will ap-
pear from time to time quotations
from articles of interest to civil ser-
vice employees, supervisors and ad-
ministrators. It is hoped that these
quotations will lead the reader to
consult the original sources cited.

Annual Vacation Leave

“If leave is thought of as an impor-
tant part of a positive personnel pro-
gram, than the operating agency
should insist generally that employ-
ees actually take their vacation leave
for vacation purposes. Analysis of
leave taken in both public and pri-
vate employment indicates that em-
ployees in the higher salary ranges
consistently take less of their annual
vacation leave than do those in the
lower ranges. It is not unusual to
find people in responsible positions
in the public service who have had
no vacations beyond the occasional
‘Saturday off within a period of
from two to five years, These are the
people who frequently suffer most
from lack of a vacation and should
be required to take it regularly.

“The central personnel agency
should recognize that by far the
greater part of personnel work must
be performed through the manage-
ment of the operating agencies, and
that detailed, restrictive controls over
leave administration cannot compen-
sate for inadequate supervision.
Through a program of education,
the central personnel agency can
bring supervisors to understand the
benefits to be derived from an ade-

The State Employee
quate leave program and the need
for uniformity in its administration.
It should encourage the operating
agencies to adopt uniform practices
covering leave, including the extent
of leave that should be taken at one
time, and provisions for staggering
vacation schedules. In addition, the
central personnel agency can do its
share toward securing proper admin-
istration of the program by recruiting
temporary assistance to replace em-
ployees on leave.” (Attendance and
Leave in the Public Service, by
Elmer B. Statts and Robert C. Samp-
son in Public Personnel Review for
July, 1944)
Public Service Training

“Many tangible results have been
realized through vocational educa-
tion in-service training program for
public employees. Efficiency in pub-
lic office has been improved, lives
have been saved, fire loss reduced,
crime and delinquency curbed. Less
tangible though no less important re-
sults have been raising of employee
morale, opening the door of oppor-
tunity to advancement.

“The adequacy of a training pro-
gram can be measured by such fac-
tors as existing training needs, avail-
able facilities, the organization of
training content, teaching methods
and supervision of follow-up work
with the learners.

“Public service training adminis-
tered through the U. S. Office of
Education is maintained for one
chief purpose—the improvement of
the work performed by public em-
ployees. It is organized for persons
who are employed by the public,
and is planned to increase their
knowledge of, and ability on the
jobs in which they are engaged. In
every state there is a state director
of vocational education, usually lo-
cated in the capital city, who can
supply more detailed information on
how public service training operates
for the upgrading of public ser-
vants.” (Training for Public Ser-
vants, by William A. Ross in Na-
tional Municipal Review for March,
1944).

Use of Preferred Eligible Lists

When a competitive civil service
employee is laid off because his po-
sition is abolished due to lack of
work or funds, Section 31 of the
Civil Service Law requires the civil
service commission “forthwith to
place the name of said person upon
a preferred list for the office, or po-
sition, in which he has been em-

January

ployed, or for any corresponding or

similar office or position in the same
class, grade, group, or substantially
similar or corresponding group as
the position he Beasity held, and
to certify from such list the names
of persons for reinstatement before
making certification from any other
list, for such position or similar po-
sition.”

Tt is clear that the law permits re-
instatement not only to the posi-
tion last held, but to any “similar po-
sition.” Not so clear, however, is
the precise meaning of a “similar
position” and its application to po-
sitions of the same title, but involy-
ing different specialized knowledge,
skills and duties.

Not Clear Cut

Whether or not a preferred eligible
list should be certified to fill such a
position is not always easy to decide.
Even judges differ. Witness a recent
case involving an eligible on a pre-
ferred list for Senior Attorney. This
eligible had been employed in the
Transit Commission prior to its
abolition and sought reinstatement
to the position of Senior Attorney
(Taxation and Finance) in the Tax
Department. The State Civil Ser-
vice Department refused to certify
his name, contending that the posi-
tion of Senior Attorney in the Tran-
sit Commission involved different
duties and had different require-
ments for entrance than the position
of Senior Attorney in the Tax De-
partment and that the Civil Service
Law authorized reinstatement from
preferred lists to similar positions
only. The eligible petitioned the
courts for relief. The justice at Spe-
cial Term ordered the eligible rein-
sated, holding that the Civil Service
Department’s interpretation of the
law’s requirement of similarity of
position was too strict. The attitude
of this judge was summed up in
these words:

Ruling of Lower Court

“Tt is true that the petitioner’s for-
mer position involved specialization
in public service law. The position
which he seeks deals in the main
with tax law. Both positions, how-
ever, call for the skill of a lawyer.
The petitioner, having for many
years practiced his profession, must
be deemed to such skill.”

But the matter did not rest here.
The decision of the lower court was
appealed to the Appellate Division.
In a recent decision, in which the
justices divided 3 to 2 in their opin-

brik ate ak Sa

ion, the order of the lower court was
reversed. The majority of the higher
court held that the action of the
State Civil Service Department in
refusing to certify the preferred elig-
ible to the Tax Department was not
improper. as a matter of law and,
therefore, should not be upset by the
courts. The opinion for reversal

stated:
Majority Ruling

“It is my opinion that we may not
correctly say as a matter of law, that
the latter thesis (arguments in sup-
port of the refusal to certify the pre-
ferred eligible) is without merit. The
furthest I feel we may go is to rec-
ognize that the question presented. as
to difference in entrance require-
ments is a troublesome one and that
it may be a close one, and presents a
situation where there is room for a
fair and reasonable ‘difference of
opinion among intelligent and con-
scientious officials.’ In such a case it
has been authoritatively held that
‘the action of the commission should
stand even though the courts may
differ . . . as to the wisdom of the
classification’ (People ex rel Schau
vy. McWilliams, 185 N. Y. 92, 99).
Thus, since the action of the respon-
dents-appellants (the Civil Seryice
Department) has not been shown to
have been palpably erroneous or ille-
gal, it should not have been dis-
turbed. The order should be reversed
and the petition dismissed.” )Kroyer
v. Conway, decided November 15,
1944.)

Appeal Available

Accordingly, of the six Supreme
Court justices who heard the case
in both the lower and the higher
court, three found for the petitioner
and three found against him, Be-
cause the justices split in the higher
court, the eligible has a right to ap-
peal to the Court of Appeals, the
highest court in the State. This gives
him another chance to obtain rein-
statement,

Reviewing Examination Papers

If you have taken a State civil
service examination and received no-
tice of your rating, you can inspect
your examination papers. This op-
portunity is provided under the regu-
lations of the State Civil Service
Commission so that you can file an
appeal in case there is any manifest
error or mistake in the marking or
rating appearing on your papers.

Under the regulations you must
file your appeal within twenty days
after receiving notice of your rating;

31

but if you see your within
~ that twenty-day pesos youreee file
your appeal during the next twenty
days. It is important, therefore, to
arrange to see your papers within
the first twenty-day period.

Although the examination papers
are retained in the general files of
the Civil Service Department in Al-
bany, you can arrange to inspect
them elsewhere, under the supervi-
sion of a local representative of the
department, if you write in to Al-
bany asking for an opportunity to
see your papers.

Inspecting Papers in Albany

Tf you want to review your papers
in'the Albany office of the Depart-
ment, then you can do so on Friday
afternoons. You should notify the
Department at least 24 hours in ad-
vance so that your papers can be
made ready for you.

This policy is contained in a re-
cent memorandum sent to all State
appointing officers by Charles L.
Campbell, Administrative Director
of the State Department of Civil Ser-
vice, with the request that it be post-
ed. The memorandum reads as fol-
lows:

“Tt has come to our attention that
there seems to be confusion in the
minds of candidates wishing to in-
spect examination papers at the Al-
bany office of this Department. In
order to correct this the Civil Service
Commission wishes to advise all in-
terested persons that this is possible
only by making appointment with
the Civil Service Department Gen-
eral Files,

“Papers may be reviewed on Fri-
day of every week from 12:30 to
4:00 o'clock. In order to facilitate
the procedure candidates are re-
quired ot notify this Department at
least twenty-four hours in advance
so that their papers will be ready for
inspection.”

Who May Inspect the Papers

agaeaee that yout Sesioation

apers can be inspected only by you
B oaally or by a duly authorized
representative. If you cannot make
arrangements to see your papers
yourself, you may authorize some
one else to look them over for you.
Such authorization should be writ-
ten and should clearly specify the ex-
amination involved.

Buy War Bonds

. Ford Retires

Deputy Commissioner Clarence E.
Ford of the State Department of So-
cial Welfare closed his desk on No-
vember 20 at the department’s cen-
tral offices, in Albany, and retired,
terminating 41 years, four months
and ten days of State service.

Mr. Ford left the public service
with the commendation and best
wishes of Social Welfare Commis-
sioner Robert T. Lansdale, members
of the State Board of Social Wel-
fare, his colleagues in the depart-
ment and countless friends and ac-
quaintances in thousands of public
and private health and welfare agen-
cies throughout the State.

During Mr. Ford’s four decades
of public service, 14 different gov-
ernors have held office and he has
served under four different State so-
cial welfare commissioners.

Mr. Ford, native of Camden,
Oneida County, was a teacher of
Latin and History at Union Aca-
demy, Bellville, N. Y., when he re-
signed to take his first civil service
job at the State School for the Blind
at Batavia.

With the reorganization of the
State Board of Social Welfare in
1917 by its new Secretary and execu-
tive officer, Charles H. Johnson, now
a member of the State Board of So-
cial Welfare, Mr. Ford, again as the
result of a civil service test, was ap-
pointed Director of the new Bureau
of Medical Care. He was responsible
for supervision throughout the State
of more than 1,000 hospitals, dispen-
saries, and public and private homes
for the aged, setting standards of
care, reviewing inspection reports
and studies, and assisting the Board
in special investigations.

Following the reorganization of
the State Department of Social
Welfare in 1937 when it absorbed
the functions of the State Temporary
Emergency Relief Administration,
the late Commissioner, David C.
Adie, appointed Mr. Ford from the

civil service ranks as Com-
missioner responsible for thé non-
relief activities of the department,
responsibilities which he has held
up to the present under Commission-
er Robert T. Lansdale, the fourth
welfare commissioner under whom
Mr. Ford has served.

Soldier Suggests

From Pyt. Ralph Brach, 353rd
Infantry at Camp Butner, N. C., has
come to “The State Employee” a
suggestion that an electric scoring
machine now in use in the Wiscon-
sin State Legislature be adopted by
the New York State Legislature,
eliminating the delays occasioned by
long roll calls.

Private Brach enclosed the follow-
ing article, from the magazine
“Coronet”:

The Wisconsin state legislature
has an electric voting register which,
if used by our national Congress,
would save 55 of the 60 minutes de-
voted to personal roll call in the
House, and one of the eight in the
Senate. With this machine tabulator,
it requires only one minute to take
a roll call of 100 members, and as
many as 71 roll calls have been taken
in one day.

When a measure is ready for vote,
the Speaker announces the subject
and then presses a button which ren-
ders the machine operative. Mem-
bers register their votes simulta-
neously simply by pressing a button
on their desks. Two indicator boards
in the front of the legislative cham-
ber show by means of a green light
for the “aye” vote and a red one for
the “no,” just how the. members are
voting. If, after consulting the’
board, a member should desire to
change his vote, he may do so by
pressing a special button. The Speak-
er has a miniature vote register
which tabulates the correct tally, and
as/soon as he announced the
vote closed, he shuts of the circuit
which locks the voters’ buttons
against further operation.

nO As ep Ss)

FOR LARGEST SELECTION, QUALITY
at FAIR PRICES, SHOP AT ALBANY'S
ORIGINAL BABY STORE |
SPECIAL BUDGET TERMS TO STATE
WORKERS |

Ay)

32

The State Employee
Group Plan
and Sickness Insurance
(Continued from page 15)
from being ill, or from having an ac-
cident, but it can prevent a loss
through disability, and often does
just that, Did you ever stop to con-
sider that all other lines of insurance
you may carry depend upon your
salary check, your ability to pay the

necessary. premiums?

Now, let’s admit that you are the
healthiest person alive—that you
haven’t had a sick day in the last
ten years—that doesn’t mean you
won't be sick tomorrow. We are all
equal risks, no matter how we feel
about it personally. The Streptococ-
cus germ is no respector of individu-
als; neither is a drunken driver on
an icy road at night; accidents do
happen.

No—No—the idea is not to fright-
en you. We do ask that you get rid
of the idea that you are different
from anyone else, that you are a
better risk than the other fellow. We
merely ask you to face the facts, even
if they are unpleasant. We are try-
ing to point them out so that you
will not be unprotected if you should
be unfortunate,

Sickness Benefits:

Complete coverage, without re-
quiring house confinement, except
during vacation period or leave of
absence, payable up to one year, for
any one sickness, is affored under
this policy. ‘The sickness may be
occupational or non-occupational.
The sickness coverage is effective 24
hours a day under all policies.

Please remember that it is possible
to submit more than one sickness
claim in any one year or period of
years, because recurring sicknesses

are recognized under this plan, The-

fact that you have collected for one
year, or any part thereof, does not
mean that you cannot collect again
and again. This is one of the out-
standing features of this plan.
Accident Benefits:

For all State employees engaged in
strictly clerical work, the policy cov-
ers accidents on the job up to a limit
of one year, and accidents off the
job (non-occupational accidents) up
to five years,

For all persons not in strictly cleri-
cal positions, the policy affords five
years non-occupational accident in-
surance unless occupational coverage
is purchased at the rate shown on the

January

of Accident

back of the application; every per-
son may occupational cov-
erage at an increased rate if he de-
sires, but this only supplements and
is in addition to the Workmen's
Compensation Insurance to which
he is entitled if injured in the job.
Accidental Death or
Dismemberment

This policy provides in accordance
with its terms, accidental death bene-
fits as well as coverage, for loss of
eyes, hands, feet, etc., in addition
to the monthly indemnity.

Medical Expense—Non-Disabling

Injuries

In addition to the other broad cov-
erages, provided by the policy, it
also pays the actual expenses to you
of medical or surgical treatment or
attention required in connection
with any non-disabling injury cov-
ered under this policy. This Medical
Expense benefit is limited to an
amount not exceeding one-fourth of
your monthly Accident Indemnity—
in other words, if you should cut
your hand, and went to your doctor
for medical attention, or if you
slipped and fell and hurt your leg or
ankle and had to have an X-ray, if
that accident were covered under the
terms of your policy, you could col-
lect your doctor’s bills up to one-
quarter of your monthly indemnity
providing you were not disabled. If
you could not work because of the
disability, you would receive your
regular monthly indemnity under
this insurance, payable from the first
day.

Miscellaneous Information
Concerning the Policy

The premiums are collected on
the majority of policies on a payroll
deduction basis but for those per-
sons who do not desire payroll de-
duction, it is still possible to pay
the premium on a semi-annual or
annual basis direct to the office of
Ter Bush and Powell, Inc., 423 State
Street, Schenectady, N. Y. How-
ever, any person who is not on a
payroll deduction basis, whether in a
clerical position or not, cannot have
occupational coverage under any cir-
cumstances—they can only have non-
occupational Accident Insurance and
full coverage Sickness Insurance.

YOU

‘The Group Plan Policy may be
taken by any employee of the State
of New York, who is accepted by
the Company after completing an
application, providing he is not over
fifty-nine years of age. Once you are

insured, you may carry this insur
ance up to age seventy. Each and

every employee who reads this

should consider this matter seriously
and should urge his or her fellow-

workers to read this carefully and ~

get complete data on the Group Plan
of Accident and Sickness Insurance,

so that the broad form cover can be ©

issued by the Company at the earliest
possible moment.
Save

Your Group Plan of Accident and
Sickness Insurance will save you mo-
ney and in addition it is broader
than many individual policies of-
fered to you at a higher cost. You
need this protection, and you need
it now. Buy now while you are in
good health so you will have it when
you really need it.

Don’t, above all things, let any-
one tell you another policy is just
as good. Compare the items shown
herein and they are all VERY IM-
PORTANT.

Association Membership

If you are not a member of the
Association of State Civil Service
Employees of the State of New York,
join now by paying your dues to a
representative or sending it to the
Association, Room 156 State Capitol,
Albany, N. Y. Membership is neces-
sary for the continuance of this in-
surance, and dues must be paid with-
in sixty days from the effective date
of your policy, or it will of necessity
be automatically terminated.

How Claims Are Paid

A just claim receives our imme-
diate attention. We realize how very
important an insurance claim is and
therefore, without red tape, without
delay of any kind, we make payment
as fast as it is humanly possible to
do so.

We will not tolerate any compli-
cated and unwieldy system that only
delays the payment of just claims,
Tf you are unfortunate enough to
meet with an accident or fall sick,
simply communicate with the Com-
mercial Casualty Insurance Com-
pany, at any one of the four follow-
ing addresses:

59 John Street, New York City,
NLY.

75 State Street, Albany, N. Y.

1024 Lincoln-Alliance Bldg., Roch-
ester, N. Y.

White Building, Buffalo, N. Y.

Or, notify any officer of your local
chapter, or the Association, Room
156, State Capitol, Albany, N. Y., or

33

3
Ter Bush & Powell, Inc., 423 State
Street, Schenectady, N. Y.
Renewal Conditions
poe one the most valuable
parts of your policy.

The Company reserves the right
to decline to renew this policy only
on any of the following grounds:

(a) Because of non-payment of
premium. (You should always see
that your premium is kept up. If
you are on payroll deduction, and
are off the payroll for any reason
whatever, pay your premiums direct
to Ter Bush & Powell, Inc., imme-
diately.)

(b) When the Insured becomes 70
years of age,

(c) If the Insured retires or ceases
to be actively employed by the State
of New York.

(d) If the Insured ceases to be an
active member of the Association of
State Civil Service Employees of the
State of New York, Inc.

(ec) If the Company declines to re-
new all such policies issued to mem-
bers of the Association of State Civil
Service Employees of the State of
New York, Inc., upon giving at least
60 days’ written notice of such decli-
nation prior to the renewal date of
the policies.

From the above, you will note that
this is practically a non-cancellable
policy except for the conditions men-
tioned. In other words, when you
have a serious illness, or accident,
when you get well, we cannot cancel
your individual policy—but must

Patroon

ALBANY'S COMPLETE
FUEL SERVICE

Quality Fuels to meet each
requirement. Engineer and
combustion service for all
equipment.

SERVICE
and
REPLACEMENTS

Use D & H Cone-Cleaned Anthracite

Herzog & Vernoy, Inc.

COAL, COKE, FUEL OIL
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continue it in force so that if you

have a recurrence of that disability,

you may collect again and again.
Low Rates

been given you in connection with
this insurance, you are still able to
buy this very broad plan at a very

Ww low cost. Look at these low rates
With all the information that has —_ below:

PRINCIPAL SUM $500.00 Plan 1 Plan 2
*Semi-Monthly Rate _*Semi-Monthly Rate
Classification ‘gular Coverage Occupational Coverage
Employees with Annual Monthly See Note Below -—-Non-Clerical Emp.
Salary of Benefit Males Females © Males Females
Less than $600 -$ 30 $45 $65 $ 75 $1.05
$600 but les th: ,000..... 50 75 1.05 1.20 = 1.70
$1,000 but less than $1,200........ 60 90 = 125 145 2.00
$1,200 but less than $1,600. 75 110 (1.55 185 2.50
$1,600 and over. 100 145 2.05 235 = 3.30

* NOTE—Employees engaged in Office or Clerical Work exclusively, shall be insured
against sickness or injuries sustained both on and off the job, at Plan 1 rates.

All other employees will be insured for all sickness; also for Non-Occupational injuries
(accidents happening off the job), under Plan 1 above, unless application is made for Oc-
cupational Coverage (accidents happening on and off the job), Plan 2 above at the rates
shown. All policies are issued under Plan 1 unless otherwise requested on the application.

(To be continued in February Issue)

Do Your Part
Buy More War Bonds
TODAY!

JAMES G. TEBBUTT MARSHALL W. TEBBUTT, JR.

Tebbutt Funeral Service

SINCE 1850

176 STATE STREET, ALBANY, N. Y.
OPPOSITE STATE CAPITOL

Fine Furniture
A Present

With a Future
For Today's Home... and Tomorrow's

/*
Ty . CO. Inc.
“ALBANY'S OLDEST FAMILY IN FURNITURE"
Daily until 5:30— Thursdays to 9 P.M.

STATE AND JAMES STREETS

The State Employee
Accident and Sickness
INSURANCE

All names and all information regarding disabilities and amounts paid is
CONFIDENTIAL. This information cannot be given out to anyone unless
you as the insured furnish us a written order to do so.

SURGICAL BENEFITS UP TO $150.00 per operation will be available soon
ONLY for accident and sickness policyholders who have their premiums
deducted from their pay. THE COST WILL BE VERY LOW. POLICY
AND PLAN ARE NOW BEING PREPARED.

INSURE WHILE YOU ARE IN GOOD HEALTH —
GET FULL DETAILS NOW

Write: C. A. CARLISLE

c/o TER BUSH & POWELL, INC.
423 STATE STREET SCHENECTADY, NEW YORK

WRITE FOR YOUR FREE CALENDAR FOR 1945 — THREE MONTHS ON ONE
PAGE — LIMITED SUPPLY

3

"A Man is Known By
the Company He Keeps”

2,0
keg Pc
>

as One De a to High Thinking, _
Progressive Action, and <}
Worthwhile Accomplishment! FS