This poster summarizes a project designed to explore the complex social system that influences households’ decision to use banks and other financial institutions. The dynamic hypothesis was that the number of unbanked and under banked African-Americans in the region was due to a complex interaction of individual behaviors, banking policies and practices, and those of the payday lending industry. The project was designed to develop a grounded theory describing households’ experiences related to financial institutions and how financial decisions based on previous experiences impacted their household economic security. Group model building methods were used to gather insights from banks, alternative financial institutions, and community residents.

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Date created

• 2011 July 24-2011 July 28

Type

• Document

Processing Activity

• Processing documentation available at: https://wiki.albany.edu/display/SCA/Processing+Ingested+Digital+Files

License

• Creative Commons BY-NC-ND Attribution-NonCommercial-NoDerivs 4.0 International

  
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ITEM CONTEXT

Part of

28441c340962a2b363963713d1bba533

Scope and Contents

Part of

e35e9d46c0556df862a8fbb9e32d2143

Scope and Contents

Part of

23d738ba88f8333bc39725f9cb5bd0b8

Scope and Contents

Collection

System Dynamic Society Records

Scope and Contents

Collecting area

• This collection is part of the University Archives